Comparison

Budget vs Float

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

Highlights
  • Intuitive expense and revenue tracking
  • Recurring payment reminders
  • All accounts in one place
  • Visual spending and income reports
  • Customizable budget planning
  • Secure passcode and biometric lock
  • Multicurrency support
Features
Read full description

Budget, expense tracker, money is a perfect solution for those who want to manage finances without wasting time and effort. We created an app that you would actually want to keep using! Forget about incomprehensible interfaces, complicated functions and endless Excel tables! With Budget, expense tracker, money app control over the budget and finances will be simple and pleasant! You will know exactly where your money goes, hence saving up and amassing money will be easier! Budget, expense tracker, money app is: - Ease of use With an intuitive interface the process of adding expenses and revenue will be fast: fill in only key information with just a couple of taps, or add such further details as comments or photos of the receipt to the transaction. - Control over recurring payments Add recurring payments and set reminders, and the app will send you notification at the stated time. And what is more, adding a corresponding transaction will be faster than ever, it won’t require effort and will save your precious time. - All accounts in one place Look through all of your accounts and overall balance on one screen - all important information at a glance! - Visual clarity Understand your spendings and income better with informative diagrams, charts and reports. Take a closer look at your bills and transactions on one or multiple accounts for a specified time period, or select a relevant category for even more details on your financial state. Convenient sorting options and keyword search will make this process super easy. - Budget planning Set limits for selected categories of expenses and make sure to stay within cost constraints. Limits feature will help you avoid unnecessary expenses and impulse purchases, save money and you will reach your financial goals faster. - Customization Create your own categories, add accounts and the app will only display the information you actually need, nothing in excess! - Security Security is important! You can lock the app with a passcode or use biometric authentication to protect the app from intruders and make sure that you are the only one who can access your financial data. - Multicurrency support The app supports multiple currencies: you can add transactions in various currencies - for instance, when on vacation abroad, in case of income in a foreign currency or purchases in a different country. Built-in calculator will automatically update the exchange rate and make all necessary calculations. - Data safety No need to worry about your data safety! With our data synchronization you can be sure that even when you change your mobile device nothing will be lost and your information will stay with you. When it comes to financial management it’s regularity and system approach that really matter. We created an app that doesn’t require any special knowledge - an app that you will definitely want to use day by day! Know where your money goes! Achieve your financial goals faster! And Budget, expense tracker, money app is here to help!

About

Float

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The #1 personal finance tracking app that works fully offline and never asks for bank access. Float makes it effortless to track your daily spending from contactless payments using Apple Shortcuts.  • No bank linking.  • No syncing delays.  • No privacy compromises. Why Float? Float is the easiest, most private way to see how much you've spent today — instantly. Whether you're tapping your card or adding an expense manually, Float updates in real time and works fully offline. → Track Spending Automatically Log transactions directly from Apple Wallet using Shortcuts. Float integrates with your tap-to-pay automations, so every time you pay, your spend total updates instantly. - Works with Apple Wallet and Apple Pay - Configure it to run only for certain cards, merchants, or categories - 100% on-device — your data never leaves your phone → Know Your Total at a Glance - Float’s beautiful home screen widget shows your daily or 24-hour total spend, so you’re always in control without opening the app. - Live-updating widget - No bank syncing delays - Fully offline and private → Add Manual Expenses in Seconds Not every purchase is digital — Float makes it simple to manually add cash payments or any other expense with just a few taps. → Privacy by Design Float never asks for bank logins or transaction access. Your spending data is yours — stored securely on your device, and never on our servers. Float is perfect for minimalists, privacy advocates, and anyone who wants to know: “How much have I spent today?” Get Float now and track your money your way. Privately, instantly, and effortlessly.

Screenshots

Budget4 screens
Float4 screens

Verdict

The call

The clearest difference is ads: Float at none against Budget's shown. Float also leads on update cadence (daily vs every 3 weeks). Budget's advantage is iOS requirement (13.0 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Budget ships an update every 3 weeks, Float daily. The most recent releases landed on October 16, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
Budget versus Float: the parameters behind the verdict, then further details
ParameterBudgetFloat
PriceFreeFree
Rating4.9 (149 ratings) — better—
Positive reviews94.5% of reviews—
Number of ratings149 — better—
Update frequencyEvery 3 weeksDaily — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.6
Further details — not scored
Size116 MB1 MB
Age rating4+4+
DeveloperOrange DogFriday Technologies

In-app purchases

None

Budget

No in-app purchases

None

Float

No in-app purchases

Questions

Is Budget free?
Budget is free to download, with no in-app purchases.
Is Float free?
Float is free to download, with no in-app purchases.
Do Budget or Float have ads?
Budget shows ads; Float does not.
Which is updated more often, Budget or Float?
Budget ships an update every 3 weeks, and Float daily. Most recently, Budget was updated on October 16, 2026 and Float on September 25, 2026.

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