Comparison

Float vs Qalta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Float

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The #1 personal finance tracking app that works fully offline and never asks for bank access. Float makes it effortless to track your daily spending from contactless payments using Apple Shortcuts.  • No bank linking.  • No syncing delays.  • No privacy compromises. Why Float? Float is the easiest, most private way to see how much you've spent today — instantly. Whether you're tapping your card or adding an expense manually, Float updates in real time and works fully offline. → Track Spending Automatically Log transactions directly from Apple Wallet using Shortcuts. Float integrates with your tap-to-pay automations, so every time you pay, your spend total updates instantly. - Works with Apple Wallet and Apple Pay - Configure it to run only for certain cards, merchants, or categories - 100% on-device — your data never leaves your phone → Know Your Total at a Glance - Float’s beautiful home screen widget shows your daily or 24-hour total spend, so you’re always in control without opening the app. - Live-updating widget - No bank syncing delays - Fully offline and private → Add Manual Expenses in Seconds Not every purchase is digital — Float makes it simple to manually add cash payments or any other expense with just a few taps. → Privacy by Design Float never asks for bank logins or transaction access. Your spending data is yours — stored securely on your device, and never on our servers. Float is perfect for minimalists, privacy advocates, and anyone who wants to know: “How much have I spent today?” Get Float now and track your money your way. Privately, instantly, and effortlessly.

About

Qalta

Effortlessly manage your finances with an AI-powered expense tracker. Log transactions using voice commands or by scanning receipts. Supports multiple currencies and offers visual analytics to understand your spending habits.

Highlights
  • AI voice transaction logging
  • Smart receipt scanning
  • Multi-currency support
  • Customizable accounts and categories
  • Subscription management
  • Visual spending analytics
  • Data export to CSV
Features
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Track money at the speed of speech. Qalta is a fast expense tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee" or "Netflix $10 every month." Qalta fills in the amount, category, and recurring schedule for you. • Receipt scanning — Snap a photo of a receipt, bill, or bank statement. Qalta extracts the details so you don't have to. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay automations let you log spending without opening the app. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Insights — Spending trends, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — See where your money goes with clear category breakdowns. • Recurring transactions — Subscriptions and bills, set manually or by voice. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — Financial data stays on your device. Optional iCloud backup. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions when you need it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tokkozhin.github.io/qalta.app/privacy-policy.html

Screenshots

Float4 screens
Qalta4 screens

Verdict

The call

The clearest difference is in-app purchases: Float at none against Qalta's 2. Float also leads on update cadence (daily vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Qalta sells 2 in-app purchases, starting at $3.99 per month. Float asks for nothing beyond the download.

UpkeepUpdate frequency

Float ships an update daily, Qalta weekly. The most recent releases landed on September 8, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
Float versus Qalta: the parameters behind the verdict, then further details
ParameterFloatQalta
PriceFreeFree
Rating4.5 (12 ratings) — better
Positive reviews84.4% of reviews
Number of ratings12 — better
Update frequencyDaily — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.616.4 — better
Further details — not scored
Size1 MB75 MB
Age rating4+4+
DeveloperFriday TechnologiesDaniel Tokkozhin

In-app purchases

None

Float

No in-app purchases

2 purchases

Qalta

Subscriptions2
  • Monthly$3.991 Month
  • Annually$29.991 Year

Questions

Is Float free?
Float is free to download, with no in-app purchases.
Is Qalta free?
Qalta is free to download, with in-app purchases available.
Do Float or Qalta have ads?
Neither Float nor Qalta shows ads.
Which is updated more often, Float or Qalta?
Float ships an update daily, and Qalta weekly. Most recently, Float was updated on September 8, 2026 and Qalta on September 22, 2026.

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