MCB Live vs ZTBL Digital App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCB Live
This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.
- Bill Payment to 1,000+ Billers
- Swift Fund Transfers
- Secure Transactions with OTP
- Multiple Accounts Management
- Card Management & Activation
- ATM Locator
Read full descriptionHide full description
MCB Live is the new flagship digital banking solution of MCB Bank that has been designed from the ground up to offer new and improved services to our customers, with a view to securely and conveniently conduct financial and non-financial transactions. MCB Live has a completely new user interface and an intuitive layout that will enable you to conduct digital banking transactions conveniently on the go or from wherever you may be. MCB Live is Fresh, its Fast, its Futuristic! - MCB Live comes with a new set of features, just a few of which are mentioned below: - Bill Payment to 1,000+ Billers - Swiftly Transfer Funds to any Bank via Quick Transfer - Secure financial transactions through OTP - Multiple Accounts Management - Cheque Book Request, Status inquiry and Stop Cheque Request - Account Statement with details of up to 10 transactions - e-Statement Subscription & Un-subscription - Efficiently manage your MCB Debit and Credit Cards - Request for new/replacement Cards online - Activate your Cards for eCommerce, online & International use online - Lodge a detailed Complaint quickly from within the app - Conveniently Donate to leading NGOs and social causes - Download Withholding Tax Certificate - Locate your nearest MCB ATM through the in-app ATM Locator - & much, much more! In order to take advantage of the new MCB Live experience, please manually uninstall your existing app and then download the new app from this App Store. For any queries or concerns regarding MCB Live, please call 111-000-622 or send us an email at info@mcb.com.pk from your registered mobile number. Please note that MCB Bank will continue to provide technical support for MCB Mobile till the foreseen future. Thank you for your patronage and support.
ZTBL Digital App
Read full descriptionHide full description
A digital banking experience that is more convenient, fast and secure. Manage your finances quickly & securely with ZTBL Digital App that provide you with an enhanced user experience. Main features of ZTBL Digital App: · Alternate login feature (Pin/Biometric) · Islamic Portal on Pre login (Quran/Tashbeeh, Prayers Time, Qibla) · Multi Lingual App · Funds Transfers (Local/IBFT) · Bill Payments · Mobile TopUp · Credit Card bill payment of other banks through the 1BILL feature · Account Statement · Pay later Option
Screenshots
Verdict
MCB Live and ZTBL Digital App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCB Live ships an update every 6 weeks, ZTBL Digital App every 2 months. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.
| Parameter | MCB Live | ZTBL Digital App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (1.6K ratings) — better | — |
| Positive reviews | 25.2% of reviews | — |
| Number of ratings | 1.6K — better | — |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 566 MB | 68 MB |
| Age rating | 4+ | 17+ |
| Developer | MCB Bank Ltd. | Zarai Taraqiati Bank Ltd |
Bugs and requests
MCB Live
Reported bugs
5 issues- App crashes or freezes frequently
- Login and registration issues
- Unable to transfer funds or make payments
- Incorrect account information and beneficiary details
- Compatibility issues with newer device updates
Requested features
5 requests- Allow copy-paste functionality
- Improve biometric login and verification
- Enhance transaction history and reporting
- Streamline bill payment and fund transfer process
- Provide more customization options
ZTBL Digital App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MCB Live
No in-app purchases
ZTBL Digital App
No in-app purchases
Questions
Is MCB Live free?
Is ZTBL Digital App free?
Do MCB Live or ZTBL Digital App have ads?
Which is updated more often, MCB Live or ZTBL Digital App?
Other comparisons
