Comparison

myABL vs MCB Live

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myABL

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Highlights
  • Money transfer via IBAN, Account Number, CNIC, QR, and RAAST
  • Bill payments for utilities, telco, education, government, and more
  • Loan applications and advance salary
  • Account management and statement generation
  • Card control and expense tracking
  • Investment management
  • Loyalty rewards and deals
Features
Read full description

Simplify your Banking with myABL Mobile App Manage your finances effortlessly with myABL, the ultimate mobile banking solution by Allied Bank. Conveniently, access your accounts, make payments, and transfer funds anytime, anywhere. Trusted by millions across Pakistan, myABL ensures your financial data is protected with advanced encryption technology. Key Features: Money Transfer: • Transfer Funds: Instantly send money to any account, anytime via IBAN, Account Number, CNIC Transfer. • QR Payments: Make secure Instant payments or transfer funds using QR Code. • RAAST Transfer: Transfer Funds Through RAAST ID. Payments: • Pay Bills: Pay Utility Bills, Telco, Education Fee, Credit Card Bills, Internet Bills, Govt. Payments, Mobile Top-ups and more in just a few clicks. • Donations: Transfer your donations quickly through myABL Mobile App. • Franchise Payments: Conveniently manage and pay your franchise dues with just a few taps. • Ticketing: Book & Pay for a wide range of tickets for movies, buses, and other events. Loans: • PayDay Loan (Advance Salary): Customers whose salary is being processed through Allied Bank can seamlessly obtain advance salary without any markup. Account Management: Stay on top of your finances—view balances, download detailed bank statements, and more. • Profile Management: Update your mailing address and CNIC expiry date. • Cheque Management: Manage your cheques conveniently—apply for a new chequebook, use Positive Pay, or stop cheque payments. • RAAST Management: Seamlessly create, link, delink, or delete your RAAST ID directly through the app. Cards: Get full control over your cards—instantly activate or deactivate your debit, credit, or virtual cards, track expenses in real-time, and apply for new cards directly. Investments: Manage your investments with ABL Asset Management Company. Earn Rewards with myABL Coins: Our exclusive loyalty program let’s you earn digital coins for card transactions. Redeem your coins in our marketplace. The more you transact, the more you earn. Deals & Discounts: Find the best deals & discounts on your ABL debit & credit cards & QR. Additional Services: • Payees & Billers: Easily add and manage payees and billers for quick and hassle-free payments. • Account Maintenance Certificate: Generate your account maintenance certificate seamlessly, through myABL Mobile app. • Withholding Tax Certificate: Easily download your withholding tax certificate for tax reporting and compliance, all within the app. • Dormant Account Activation: Activate your Dormant account from myABL without any need to visit branch. • Branch & ATM Locator: Locate your nearest ABL branch or ATM. • Temporary Limit Enhancement: Instantly increase your daily limits of ATM and myABL services with just few clicks. Statements: Conveniently view your account statement, transaction history, mini statements at one click. Robust Security: Enjoy peace of mind with biometric login, two-factor authentication, and end-to-end encryption to protect your data and transactions. Visit our Security Guide for details on how we keep your data safe. Complaints & Support: Easily submit your complaints through the app for quick resolution. Get quick support and updates on your issues, all in one place. Why Choose myABL? • 24/7 Access: Manage your finances anytime, anywhere. • Hassle-Free Banking: Say goodbye to long queues and branch visits. • Exclusive Features: Enjoy offers and services tailored to your lifestyle needs. • Convenient Payments: Simplify your lifestyle with instant bill payments and funds transfers. Download myABL Today! Join millions of satisfied users who trust myABL for their digital banking needs in Pakistan. Skip the lines and enjoy seamless banking right from your mobile device. For Assistance: • 24/7 Helpline: 042-111-225-225 • Email: complaint@abl.com or cm@abl.com • Corporate Website: www.abl.com

About

MCB Live

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

Highlights
  • Bill Payment to 1,000+ Billers
  • Swift Fund Transfers
  • Secure Transactions with OTP
  • Multiple Accounts Management
  • Card Management & Activation
  • ATM Locator
Features
Read full description

MCB Live is the new flagship digital banking solution of MCB Bank that has been designed from the ground up to offer new and improved services to our customers, with a view to securely and conveniently conduct financial and non-financial transactions. MCB Live has a completely new user interface and an intuitive layout that will enable you to conduct digital banking transactions conveniently on the go or from wherever you may be. MCB Live is Fresh, its Fast, its Futuristic! - MCB Live comes with a new set of features, just a few of which are mentioned below: - Bill Payment to 1,000+ Billers - Swiftly Transfer Funds to any Bank via Quick Transfer - Secure financial transactions through OTP - Multiple Accounts Management - Cheque Book Request, Status inquiry and Stop Cheque Request - Account Statement with details of up to 10 transactions - e-Statement Subscription & Un-subscription - Efficiently manage your MCB Debit and Credit Cards - Request for new/replacement Cards online - Activate your Cards for eCommerce, online & International use online - Lodge a detailed Complaint quickly from within the app - Conveniently Donate to leading NGOs and social causes - Download Withholding Tax Certificate - Locate your nearest MCB ATM through the in-app ATM Locator - & much, much more! In order to take advantage of the new MCB Live experience, please manually uninstall your existing app and then download the new app from this App Store. For any queries or concerns regarding MCB Live, please call 111-000-622 or send us an email at info@mcb.com.pk from your registered mobile number. Please note that MCB Bank will continue to provide technical support for MCB Mobile till the foreseen future. Thank you for your patronage and support.

Screenshots

myABL4 screens
MCB Live4 screens

Verdict

The call

The clearest difference is ads: MCB Live at none against myABL's shown. MCB Live also leads on monetization model (free vs free with in-app purchases). myABL's advantage is rating (4.7 vs 4.3) and review sentiment (41% vs 21%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myABL holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 3.7K and 1.5K respectively. Written reviews point the same way: 41% of myABL's written reviews are positive against 21% of MCB Live's.

UpkeepUpdate frequency

myABL ships an update monthly, MCB Live every 6 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
myABL versus MCB Live: the parameters behind the verdict, then further details
ParametermyABLMCB Live
PriceFreeFree
Rating4.7 (3.7K ratings) — better4.3 (1.5K ratings)
Positive reviews40.9% of reviews — better21.0% of reviews
Number of ratings3.7K — better1.5K
Update frequencyMonthly — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size374 MB566 MB
Age rating4+4+
DeveloperAlliedBankMCB Bank Ltd.

Customer experience

myABL

All ratings3,746 ratings
Positive91.6%
Neutral2.3%
Negative6.1%
Written reviews428 reviews
Positive40.9%
Neutral6.1%
Negative53.0%

MCB Live

All ratings1,490 ratings
Positive83.0%
Neutral2.5%
Negative14.5%
Written reviews272 reviews
Positive21.0%
Neutral2.6%
Negative76.5%

User reviews

myABL

From 3.7K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience
  • 💡 Convenient features like quick transfers

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Difficult to log in and perform transactions
  • ⚠️ Unreliable and inconsistent performance
  • 🔍 Biometric verification issues

MCB Live

From 1.5K App Store ratings

What we love

  • 🚀 Smooth and user-friendly
  • 🚀 Excellent app
  • 🚀 Improved app
  • 🚀 Good app, better than old app

Room to improve

  • 🐛 Crashes, lags, and unresponsive
  • 🐛 Glitchy, buggy, and unstable
  • 🐛 Slow, freezes, and takes forever to load
  • 🐛 Unreliable and unpredictable
  • 🐛 Frequent login and transfer issues

Bugs and requests

myABL

Reported bugs

4 issues
  • Login screen freezes or shows errors
  • Transactions fail or get stuck
  • Biometric verification not working as expected
  • App crashes or becomes unresponsive

Requested features

4 requests
  • Add face ID or fingerprint login option
  • Improve app stability and reduce loading times
  • Streamline the transaction process
  • Provide better customer support

MCB Live

Reported bugs

5 issues
  • App crashes or freezes frequently
  • Login and registration issues
  • Unable to transfer funds or make payments
  • Incorrect account information and beneficiary details
  • Compatibility issues with newer device updates

Requested features

5 requests
  • Allow copy-paste functionality
  • Improve biometric login and verification
  • Enhance transaction history and reporting
  • Streamline bill payment and fund transfer process
  • Provide more customization options

In-app purchases

None

myABL

No in-app purchases

None

MCB Live

No in-app purchases

Questions

Is myABL free?
myABL is free to download, with no in-app purchases.
Is MCB Live free?
MCB Live is free to download, with no in-app purchases.
Which has better reviews, myABL or MCB Live?
myABL is rated higher. myABL averages 4.7 out of 5 from 3.7K ratings, while MCB Live averages 4.3 from 1.5K ratings.
Do myABL or MCB Live have ads?
myABL shows ads; MCB Live does not.
Which is updated more often, myABL or MCB Live?
myABL ships an update monthly, and MCB Live every 6 weeks. Most recently, myABL was updated on September 22, 2026 and MCB Live on September 23, 2026.

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