Comparison

MCB Live vs PostEx. PayLater

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCB Live

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

Highlights
  • Bill Payment to 1,000+ Billers
  • Swift Fund Transfers
  • Secure Transactions with OTP
  • Multiple Accounts Management
  • Card Management & Activation
  • ATM Locator
Features
Read full description

MCB Live is the new flagship digital banking solution of MCB Bank that has been designed from the ground up to offer new and improved services to our customers, with a view to securely and conveniently conduct financial and non-financial transactions. MCB Live has a completely new user interface and an intuitive layout that will enable you to conduct digital banking transactions conveniently on the go or from wherever you may be. MCB Live is Fresh, its Fast, its Futuristic! - MCB Live comes with a new set of features, just a few of which are mentioned below: - Bill Payment to 1,000+ Billers - Swiftly Transfer Funds to any Bank via Quick Transfer - Secure financial transactions through OTP - Multiple Accounts Management - Cheque Book Request, Status inquiry and Stop Cheque Request - Account Statement with details of up to 10 transactions - e-Statement Subscription & Un-subscription - Efficiently manage your MCB Debit and Credit Cards - Request for new/replacement Cards online - Activate your Cards for eCommerce, online & International use online - Lodge a detailed Complaint quickly from within the app - Conveniently Donate to leading NGOs and social causes - Download Withholding Tax Certificate - Locate your nearest MCB ATM through the in-app ATM Locator - & much, much more! In order to take advantage of the new MCB Live experience, please manually uninstall your existing app and then download the new app from this App Store. For any queries or concerns regarding MCB Live, please call 111-000-622 or send us an email at info@mcb.com.pk from your registered mobile number. Please note that MCB Bank will continue to provide technical support for MCB Mobile till the foreseen future. Thank you for your patronage and support.

About

PostEx. PayLater

Features
Read full description

Pay smarter with flexible PayLater from PostEx. Shop now and split your payments into easy parts instead of paying the full amount upfront. Enjoy a fast, secure, and fully digital payment experience designed for everyday shopping. With our simple onboarding process, you can: • Split payments for eligible orders • Track your payment plans easily • Make secure card payments • Access a seamless digital checkout experience • Enjoy a Shariah-compliant payment solution Why choose us? • Quick approval process • Secure cloud-based infrastructure • PCI DSS compliant payment processing via XPay • Trusted by PostEx delivery network • Simple and transparent payment experience Whether shopping online or through future in-store experiences, our mission is to make payments easier, smarter, and more accessible for everyone. Download now and experience the future of Split Payments.

Screenshots

MCB Live4 screens
PostEx. PayLater4 screens

Verdict

The call

The clearest difference is update cadence: PostEx. PayLater at every 3 weeks against MCB Live's every 6 weeks. MCB Live's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MCB Live ships an update every 6 weeks, PostEx. PayLater every 3 weeks. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
MCB Live versus PostEx. PayLater: the parameters behind the verdict, then further details
ParameterMCB LivePostEx. PayLater
PriceFreeFree
Rating4.3 (1.5K ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings1.5K — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.6
Further details — not scored
Size566 MB38 MB
Age rating4+4+
DeveloperMCB Bank Ltd.POSTEX PTE LTD

Bugs and requests

MCB Live

Reported bugs

5 issues
  • App crashes or freezes frequently
  • Login and registration issues
  • Unable to transfer funds or make payments
  • Incorrect account information and beneficiary details
  • Compatibility issues with newer device updates

Requested features

5 requests
  • Allow copy-paste functionality
  • Improve biometric login and verification
  • Enhance transaction history and reporting
  • Streamline bill payment and fund transfer process
  • Provide more customization options

PostEx. PayLater

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MCB Live

No in-app purchases

None

PostEx. PayLater

No in-app purchases

Questions

Is MCB Live free?
MCB Live is free to download, with no in-app purchases.
Is PostEx. PayLater free?
PostEx. PayLater is free to download, with no in-app purchases.
Do MCB Live or PostEx. PayLater have ads?
Neither MCB Live nor PostEx. PayLater shows ads.
Which is updated more often, MCB Live or PostEx. PayLater?
MCB Live ships an update every 6 weeks, and PostEx. PayLater every 3 weeks. Most recently, MCB Live was updated on October 15, 2026 and PostEx. PayLater on October 3, 2026.

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