KB+ vs CREDITAS One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KB+
Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.
- Multicurrency account
- Customizable account number and name
- Savings accounts and envelopes
- Card ordering and management
- Drag and drop payments
- Biometric login (Touch ID/Face ID)
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SIMPLE TO USE Track all your services in one user-friendly app. You can easily order and manage individual services. PLANS Choose a plan that fits your lifestyle. A plan is a set of products and services for everyday banking, which includes an account, a card, payments, and ATM withdrawals. MULTICURRENCY ACCOUNT Use multiple currencies in one account. You can exchange money within your account in a few seconds and simply pay in the local currency abroad, wherever you go. CHOOSE YOUR OWN ACCOUNT NUMBER AND NAME IT Set your own account number, for example, your birthday or wedding anniversary. You can name the account whatever you like. SAVINGS ACCOUNT AND ENVELOPES Open a savings account online and have up to 10 savings envelopes. Organize your money into envelopes for whatever you need. CARD ORDERING AND MANAGEMENT In KB+ you can order, unlock, and lock a card or view the PIN. Choose one of the designs offered and add your card to Apple Pay. KB KLÍČ IS NOW PART OF KB+ You no longer need 2 apps to verify payments and logins. Now you can do everything in the KB+ app. DRAG AND DROP PAYMENTS Move money quickly and easily between your accounts and savings envelopes with a simple drag and drop. TOUCH ID AND FACE ID Make app login and payment verification easier with Touch ID or Face ID. Just use your finger or scan your face. 3D TOUCH Long press the KB+ app icon on your mobile to choose from the most used features. SPOTLIGHT Explore the ability to search KB+ app features through Spotlight. BUILDING SAVINGS Get state support of up to 2,000 CZK per year and enrich your savings with a guaranteed interest rate for 6 years. EXTRA SERVICE CESTOVÁNÍ Insure yourself against unexpected events on the road. With the extra service Cestování, you won't be caught off guard by a traffic accident, lost luggage, or a trip cancellation. The service is valid all year round. SUPPLEMENTARY PENSION SAVINGS Save and invest for retirement. In KB+, you can now arrange a pension not only for yourself, but for your child too. In addition, your child can collect a third of their own contributions from the age of 18. CHILDREN'S SAVINGS ACCOUNT Save for your child with a great interest rate. You can open an account via the application. Additionally, your child can manage their own account from the age of 6, and from 15, they can open an account on their own. PLAN FOR ENTREPRENEURS Open and manage your business account in the app. Share access to it with managers or your accountant. With higher-level plans, you also get a multicurrency account for free.
CREDITAS One
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Nová aplikace CREDITAS One spojuje do jednoho moderního a bezpečného mobilního bankovnictví vše, co chcete. CREDITAS One je nová mobilní aplikace, která spojuje všechny vaše oblíbené bankovní služby do jednoho moderního a bezpečného prostředí. Přinášíme rychlou, přehlednou a spolehlivou aplikaci dostupnou 24/7. Co v aplikaci najdete? • Přehled všech produktů na jednom místě Sledujte a spravujte své produkty, včetně disponentských, přehledně v jedné aplikaci. • Okamžité upozornění na pohyby na účtu a kartách Získejte přehled o všech transakcích díky notifikacím v reálném čase. • Rychlé platby a platby přes QR kód Plaťte pohodlně – podporujeme okamžité platby i platby pomocí QR kódu. V aplikaci zadáte také trvalé příkazy, inkasa, SIPO a SEPA platby. • Jednoduchá správa karet Mějte karty pod kontrolou: nastavujte limity, požádejte si o novou nebo zablokujte stávající kartu. • Možnosti spoření Založte si spořicí účet nebo termínovaný vklad a zhodnocujte své peníze přímo z aplikace. • Zakládání nových produktů online Nový účet nebo jiný produkt založíte snadno na pár kliknutí. • Výpisy a šablony pohromadě Vše potřebné máte vždy po ruce – bezpečně uložené a kdykoliv dostupné. Kontakt s bankou • Z aplikace můžete kdykoli jednoduše poslat zprávu bance. Bezpečnost je pro nás prioritou Pro přihlášení do aplikace i potvrzení jakékoliv akce je potřeba zadat MPIN nebo použít biometrické ověření (otisk prstem, odemykání obličejem). V případě potřeby lze aplikaci deaktivovat přes internetové bankovnictví. Objevte všechny funkce a stáhněte si CREDITAS One.
Screenshots
Verdict
The clearest difference is update cadence: CREDITAS One at every 9 days against KB+'s every 3 weeks. CREDITAS One also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KB+ ships an update every 3 weeks, CREDITAS One every 9 days. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.
| Parameter | KB+ | CREDITAS One |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (188 ratings) — better | — |
| Positive reviews | 22.2% of reviews | — |
| Number of ratings | 188 — better | — |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 574 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | Komercni banka a.s. | Banka CREDITAS a.s. |
In-app purchases
KB+
No in-app purchases
CREDITAS One
No in-app purchases









