Comparison

urpay vs SNB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

urpay

Manage all your financial needs in one place. This app allows for easy payments, transfers, bill payments, and international money sending. It also offers virtual and physical cards, a digital wallet, and a special band for children's payments.

Highlights
  • Instant and international transfers
  • Bill payments and splitting
  • Digital wallet
  • Cashback and rewards
  • Virtual and physical cards
  • urpay Kids Band for children's payments
  • Secure payments
Features
Read full description

With urpay, you can manage all your financial needs from one app. Pay, transfer, save, pay your bills, earn rewards, and send money internationally with ease. The app also lets you issue virtual and physical cards, while the urpay Kids Band provides a safe and convenient way for your children to make payments—giving you a complete financial experience tailored to your everyday needs. Key Features: - Instant transfers - International transfers - Bill payments - Digital wallet - Cashback and rewards - Virtual and physical cards - urpay Kids Band - Secure payments - Bill splitting Download urpay today and discover a smarter way to manage your money with financial services designed to fit your everyday life.

About

SNB Mobile

This app offers a premier digital banking experience, allowing clients to manage their finances without visiting a branch. It seamlessly integrates banking products and services for enhanced customer relationships and loyalty.

Highlights
  • Digital banking experience
  • Seamless integration of products and services
  • Enhanced customer relationships
  • Innovation in digital capabilities
  • Distinctive user experience
  • Digital registration
Features
Read full description

At The Saudi National Bank, we strive to provide the best digital banking experience for our clients in their banking interactions digitally, without the need to visit a Branch. SNB Mobile is set to enrich our clients’ relationships and loyalty in integrating banking products and services seamlessly, demonstrating our commitments towards innovation and elevating our digital capabilities towards digital superiority, through a distinctive user experience. Register and start experiencing the future of Digital Banking

Screenshots

urpay4 screens
SNB Mobile4 screens

Verdict

The call

urpay and SNB Mobile both sit at 4.6 stars, but that hides the real split: 49% of SNB Mobile's written reviews are positive against 26% of urpay's. SNB Mobile also leads on ratings volume (59K vs 12K) and device support (3 vs 1). urpay's advantage is update cadence (every 8 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for SNB Mobile. That said, the two scores are not equally well evidenced: SNB Mobile has 59K ratings behind it against 12K, so its average is the more settled of the two. Written reviews are what separate them: 26% of urpay's written reviews are positive against 49% of SNB Mobile's.

UpkeepUpdate frequency

urpay ships an update every 8 days, SNB Mobile monthly. Both last shipped on November 9, 2026.

Scorecard4 real differences · 6 level
urpay versus SNB Mobile: the parameters behind the verdict, then further details
ParameterurpaySNB Mobile
PriceFreeFree
Rating4.6 (12K ratings)4.7 (59K ratings) — better
Positive reviews26.3% of reviews48.8% of reviews — better
Number of ratings12K59K — better
Update frequencyEvery 8 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod, Apple Watch — better
Requires iOS16.015.6 — better
Further details — not scored
Size223 MB213 MB
Age rating4+12+
DeveloperNeoleapThe Saudi National Bank

Customer experience

urpay

All ratings11,814 ratings
Positive90.9%
Neutral2.0%
Negative7.1%
Written reviews167 reviews
Positive26.3%
Neutral4.8%
Negative68.9%

SNB Mobile

All ratings58,898 ratings
Positive91.6%
Neutral2.1%
Negative6.4%
Written reviews408 reviews
Positive48.8%
Neutral6.1%
Negative45.1%

User reviews

urpay

From 12K App Store ratings

What we love

  • 💙 Best Digital Wallet
  • 👍 Easy to use, fast and good
  • 🚀 Fast and reliable even outside the kingdom
  • 💰 Great deals and user-friendly

Room to improve

  • 🐛 Network issues, app not working
  • 💰 High fees for transfers and transactions
  • 🔒 Requires location access
  • 🤔 Sudden changes to limits and features
  • 🤯 Terrible customer service and unresponsive

SNB Mobile

From 59K App Store ratings

What we love

  • 🚀 Seamless and easy to use
  • 👍 User-friendly interface
  • ⭐️ Great service and banking experience
  • 💡 Convenient features and quick access to services

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Poor navigation and confusing layout
  • ⏱️ Slow performance and long loading times
  • 🔒 Concerns over privacy and location access
  • 🔄 Too many updates and constant changes

Bugs and requests

urpay

Reported bugs

4 issues
  • Login/signup issues
  • Freezing, crashing, and performance problems
  • International transfers not working
  • Deduction of funds without reason

Requested features

6 requests
  • Add monthly spending reports
  • Allow multiple wallets
  • Support Mada cards
  • Restore previous cashback rates
  • Increase transfer limits
Show 1 more
  • Allow more users to manage family wallet

SNB Mobile

Reported bugs

5 issues
  • Authentication issues and device registration problems
  • Credit card balance widget not working as expected
  • App crashing on launch or during transactions
  • Unreliable OTP delivery and login failures
  • Compatibility issues with certain devices and OS versions

Requested features

5 requests
  • Dark mode option
  • Ability to hide account balance
  • Integration of investment accounts
  • Improved monthly statement access
  • Support for international use and OTP delivery

In-app purchases

None

urpay

No in-app purchases

None

SNB Mobile

No in-app purchases

Questions

Is urpay free?
urpay is free to download, with no in-app purchases.
Is SNB Mobile free?
SNB Mobile is free to download, with no in-app purchases.
Which has better reviews, urpay or SNB Mobile?
SNB Mobile is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while SNB Mobile averages 4.7 from 59K ratings.
Do urpay or SNB Mobile have ads?
Neither urpay nor SNB Mobile shows ads.
Which is updated more often, urpay or SNB Mobile?
urpay ships an update every 8 days, and SNB Mobile monthly. Most recently, urpay was updated on November 9, 2026 and SNB Mobile on November 9, 2026.

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