urpay vs SNB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
urpay
A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.
- Digital wallet
- Global money transfer
- Bill payments
- Virtual and physical cards
- Mobile top-ups
- Payment splitting
- Family wallet
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Manage all your finances in one app. urpay is your smart digital wallet designed to make everyday financial tasks faster, easier, and more rewarding. What you can do with urpay: Create your account in a minute and start managing your money securely. Top up your wallet via bank cards, Apple Pay, bank transfers, Mokafaa points or Samsung Pay. Send and receive money locally and internationally to over 140 countries through providers like MoneyGram, Tahweel Al Rajhi, Ria and more. Issue Mada & Visa cards for shopping, withdrawals, and premium benefits like cashback and airport lounge access. Pay bills easily through SADAD electricity, water, government services, and more. Recharge mobile lines or request an E-Sim card locally and internationally (STC, Mobily, Zain, Vodafone, Jazz, and others). Shop digital products & devices like gaming cards and smart watches from the built-in store. Split payments with Qatta, send money requests to collect your money from friends and families in a few taps. Pay your household salaries on time and with no hustle. Empower your family with the Family Wallet, give your kids their own wallet and monitor spending. Get instant finance through Emkan with no salary transfer required. Download urpay now and take control of your financial life. Need help? Contact us at 8001000081
SNB Mobile
This app offers a premier digital banking experience, allowing clients to manage their finances without visiting a branch. It seamlessly integrates banking products and services for enhanced customer relationships and loyalty.
- Digital banking experience
- Seamless integration of products and services
- Enhanced customer relationships
- Innovation in digital capabilities
- Distinctive user experience
- Digital registration
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At The Saudi National Bank, we strive to provide the best digital banking experience for our clients in their banking interactions digitally, without the need to visit a Branch. SNB Mobile is set to enrich our clients’ relationships and loyalty in integrating banking products and services seamlessly, demonstrating our commitments towards innovation and elevating our digital capabilities towards digital superiority, through a distinctive user experience. Register and start experiencing the future of Digital Banking
Screenshots
Verdict
The clearest difference is monetization model: SNB Mobile at free against urpay's free with in-app purchases. SNB Mobile also leads on review sentiment (49% vs 27%) and ratings volume (59K vs 12K). urpay's advantage is update cadence (every 9 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for SNB Mobile. That said, the two scores are not equally well evidenced: SNB Mobile has 59K ratings behind it against 12K, so its average is the more settled of the two. Written reviews are what separate them: 27% of urpay's written reviews are positive against 49% of SNB Mobile's.
urpay ships an update every 9 days, SNB Mobile monthly. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.
| Parameter | urpay | SNB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (12K ratings) | 4.7 (59K ratings) — better |
| Positive reviews | 26.7% of reviews | 48.8% of reviews — better |
| Number of ratings | 12K | 59K — better |
| Update frequency | Every 9 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod, Apple Watch — better |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 194 MB | 201 MB |
| Age rating | 4+ | 12+ |
| Developer | Neoleap | The Saudi National Bank |
Customer experience
urpay
SNB Mobile
User reviews
urpay
From 12K App Store ratingsWhat we love
- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly
Room to improve
- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive
SNB Mobile
From 59K App Store ratingsWhat we love
- 🚀 Seamless and easy to use
- 👍 User-friendly interface
- ⭐️ Great service and banking experience
- 💡 Convenient features and quick access to services
Room to improve
- 🐛 Frequent crashes and bugs
- 🔍 Poor navigation and confusing layout
- ⏱️ Slow performance and long loading times
- 🔒 Concerns over privacy and location access
- 🔄 Too many updates and constant changes
Bugs and requests
urpay
Reported bugs
4 issues- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason
Requested features
6 requests- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits
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- Allow more users to manage family wallet
SNB Mobile
Reported bugs
5 issues- Authentication issues and device registration problems
- Credit card balance widget not working as expected
- App crashing on launch or during transactions
- Unreliable OTP delivery and login failures
- Compatibility issues with certain devices and OS versions
Requested features
5 requests- Dark mode option
- Ability to hide account balance
- Integration of investment accounts
- Improved monthly statement access
- Support for international use and OTP delivery
In-app purchases
urpay
No in-app purchases
SNB Mobile
No in-app purchases
