Comparison

urpay vs Alinma App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

urpay

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Highlights
  • Digital wallet
  • Global money transfer
  • Bill payments
  • Virtual and physical cards
  • Mobile top-ups
  • Payment splitting
  • Family wallet
Features
Read full description

Manage all your finances in one app. urpay is your smart digital wallet designed to make everyday financial tasks faster, easier, and more rewarding. What you can do with urpay: Create your account in a minute and start managing your money securely. Top up your wallet via bank cards, Apple Pay, bank transfers, Mokafaa points or Samsung Pay. Send and receive money locally and internationally to over 140 countries through providers like MoneyGram, Tahweel Al Rajhi, Ria and more. Issue Mada & Visa cards for shopping, withdrawals, and premium benefits like cashback and airport lounge access. Pay bills easily through SADAD electricity, water, government services, and more. Recharge mobile lines or request an E-Sim card locally and internationally (STC, Mobily, Zain, Vodafone, Jazz, and others). Shop digital products & devices like gaming cards and smart watches from the built-in store. Split payments with Qatta, send money requests to collect your money from friends and families in a few taps. Pay your household salaries on time and with no hustle. Empower your family with the Family Wallet, give your kids their own wallet and monitor spending. Get instant finance through Emkan with no salary transfer required. Download urpay now and take control of your financial life. Need help? Contact us at 8001000081

About

Alinma App

This app offers a comprehensive digital banking experience with advanced features for managing accounts, finances, and cards. It allows users to perform transactions, submit requests, and access various banking services conveniently from their smart devices, including accessibility options for the visually impaired.

Highlights
  • Digital account opening
  • Personal finance application
  • Card issuance and management
  • Instant payment services
  • E-voucher purchases
  • Bill payments
  • Branch and ATM locator
Features
Read full description

As part of our strategy to provide a premium digital banking experience, we are pleased to launch the new Alinma App with a variety of new and advanced features that meet your banking needs. The new Alinma application adopts a new vision of digital banking services, through which we seek to meet the aspirations of our customers and provide an easy and fast digital banking experience. The new Alinma App provides a comprehensive control panel for all products and services, so that you can easily carry out your banking transactions, submit your requests, inquiries and many more, without the need to visit the branch. Alinma New App Features - Easier navigation through a comprehensive control panel - Improved journey with New modern look - Compatible with all smart devices - Quick log in - Specially enabled for the blind and sight-impaired Products & Services via Alinma New App Accounts - Opening new digital account - Opening a personal sub account - Opening a savings account - Opening a family account Finance - Applying and executing personal finance 24/7 - Tracking and monitoring existing and pending finances Alinma Cards - Issuing and activating debit and credit cards 24/7 - Issuing and activating Traveler Card (multi-currency) 24/7 - Managing existing debit and credit cards Alinma Transfers - Instant Payment Service (Sarie) - Charitable Donations - Alinma express - Western Union - SWIFT transfers Marketplace - buy different E-vouchers 24/7 Additional Banking Services - Bills and MOI payments - Emergency cash (card-less withdrawals) - Currency converter - Check book request - Nama product - Traveler Cash - Accredit digital certificates - Digital Updating of ID & Address Details - Instant Savings - Branch appointment reservations Additional Services - Submit complaints - Submit inquiries - Alinma tracker (Branch and ATMs locator) - Information on special promotions and offers

Screenshots

urpay4 screens
Alinma App4 screens

Verdict

The call

urpay and Alinma App both sit at 4.6 stars, but that hides the real split: 65% of Alinma App's written reviews are positive against 27% of urpay's. Alinma App also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for Alinma App. Both are backed by a comparable volume of ratings — 12K and 14K respectively. Written reviews are what separate them: 27% of urpay's written reviews are positive against 65% of Alinma App's.

UpkeepUpdate frequency

urpay ships an update every 9 days, Alinma App fortnightly. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

Scorecard2 real differences · 8 level
urpay versus Alinma App: the parameters behind the verdict, then further details
ParameterurpayAlinma App
PriceFreeFree
Rating4.6 (12K ratings)4.7 (14K ratings) — better
Positive reviews26.7% of reviews65.2% of reviews — better
Number of ratings12K14K — better
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.1
Further details — not scored
Size194 MB210 MB
Age rating4+4+
DeveloperNeoleapAlinma Bank

Customer experience

urpay

All ratings11,563 ratings
Positive91.0%
Neutral2.0%
Negative7.0%
Written reviews161 reviews
Positive26.7%
Neutral5.0%
Negative68.3%

Alinma App

All ratings13,572 ratings
Positive94.3%
Neutral1.2%
Negative4.5%
Written reviews287 reviews
Positive65.2%
Neutral2.8%
Negative32.1%

User reviews

urpay

From 12K App Store ratings

What we love

  • 💙 Best Digital Wallet
  • 👍 Easy to use, fast and good
  • 🚀 Fast and reliable even outside the kingdom
  • 💰 Great deals and user-friendly

Room to improve

  • 🐛 Network issues, app not working
  • 💰 High fees for transfers and transactions
  • 🔒 Requires location access
  • 🤔 Sudden changes to limits and features
  • 🤯 Terrible customer service and unresponsive

Alinma App

From 14K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Fast and efficient
  • 🔒 Secure transactions
  • 💡 Innovative features
  • 🌟 Excellent banking experience

Room to improve

  • 🐛 Occasional crashes and bugs
  • ⏱️ Slow performance and loading times
  • 🔒 Strict security measures can be inconvenient
  • 💳 Lack of support for international transfers

Bugs and requests

urpay

Reported bugs

4 issues
  • Login/signup issues
  • Freezing, crashing, and performance problems
  • International transfers not working
  • Deduction of funds without reason

Requested features

6 requests
  • Add monthly spending reports
  • Allow multiple wallets
  • Support Mada cards
  • Restore previous cashback rates
  • Increase transfer limits
Show 1 more
  • Allow more users to manage family wallet

Alinma App

Reported bugs

3 issues
  • Login issues and frequent logouts
  • Problems with device registration
  • Compatibility issues with older devices

Requested features

4 requests
  • Faster login options (e.g., biometrics)
  • More control over transaction limits
  • Real-time transaction notifications
  • Dark mode option

In-app purchases

None

urpay

No in-app purchases

None

Alinma App

No in-app purchases

Questions

Is urpay free?
urpay is free to download, with no in-app purchases.
Is Alinma App free?
Alinma App is free to download, with no in-app purchases.
Which has better reviews, urpay or Alinma App?
Alinma App is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while Alinma App averages 4.7 from 14K ratings.
Do urpay or Alinma App have ads?
Neither urpay nor Alinma App shows ads.
Which is updated more often, urpay or Alinma App?
urpay ships an update every 9 days, and Alinma App fortnightly. Most recently, urpay was updated on September 26, 2026 and Alinma App on September 27, 2026.

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