urpay vs Alinma App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
urpay
Manage all your financial needs in one place. This app allows for easy payments, transfers, bill payments, and international money sending. It also offers virtual and physical cards, a digital wallet, and a special band for children's payments.
- Instant and international transfers
- Bill payments and splitting
- Digital wallet
- Cashback and rewards
- Virtual and physical cards
- urpay Kids Band for children's payments
- Secure payments
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With urpay, you can manage all your financial needs from one app. Pay, transfer, save, pay your bills, earn rewards, and send money internationally with ease. The app also lets you issue virtual and physical cards, while the urpay Kids Band provides a safe and convenient way for your children to make payments—giving you a complete financial experience tailored to your everyday needs. Key Features: - Instant transfers - International transfers - Bill payments - Digital wallet - Cashback and rewards - Virtual and physical cards - urpay Kids Band - Secure payments - Bill splitting Download urpay today and discover a smarter way to manage your money with financial services designed to fit your everyday life.
Alinma App
Manage your banking needs with a comprehensive digital experience. Easily open accounts, apply for finance, manage cards, and make transfers. Offers accessibility features for visually impaired users.
- Digital account opening
- Personal finance application
- Card issuance and activation
- Instant payment services
- E-voucher marketplace
- Accessibility features
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As part of our strategy to provide a premium digital banking experience, we are pleased to launch the new Alinma App with a variety of new and advanced features that meet your banking needs. The new Alinma application adopts a new vision of digital banking services, through which we seek to meet the aspirations of our customers and provide an easy and fast digital banking experience. The new Alinma App provides a comprehensive control panel for all products and services, so that you can easily carry out your banking transactions, submit your requests, inquiries and many more, without the need to visit the branch. Alinma New App Features - Easier navigation through a comprehensive control panel - Improved journey with New modern look - Compatible with all smart devices - Quick log in - Specially enabled for the blind and sight-impaired Products & Services via Alinma New App Accounts - Opening new digital account - Opening a personal sub account - Opening a savings account - Opening a family account Finance - Applying and executing personal finance 24/7 - Tracking and monitoring existing and pending finances Alinma Cards - Issuing and activating debit and credit cards 24/7 - Issuing and activating Traveler Card (multi-currency) 24/7 - Managing existing debit and credit cards Alinma Transfers - Instant Payment Service (Sarie) - Charitable Donations - Alinma express - Western Union - SWIFT transfers Marketplace - buy different E-vouchers 24/7 Additional Banking Services - Bills and MOI payments - Emergency cash (card-less withdrawals) - Currency converter - Check book request - Nama product - Traveler Cash - Accredit digital certificates - Digital Updating of ID & Address Details - Instant Savings - Branch appointment reservations Additional Services - Submit complaints - Submit inquiries - Alinma tracker (Branch and ATMs locator) - Information on special promotions and offers
Screenshots
Verdict
urpay and Alinma App both sit at 4.6 stars, but that hides the real split: 63% of Alinma App's written reviews are positive against 26% of urpay's. Alinma App also leads on device support (3 vs 1). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for Alinma App. Both are backed by a comparable volume of ratings — 12K and 14K respectively. Written reviews are what separate them: 26% of urpay's written reviews are positive against 63% of Alinma App's.
urpay ships an update every 8 days, Alinma App fortnightly. The most recent releases landed on November 9, 2026 and November 7, 2026 respectively.
| Parameter | urpay | Alinma App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (12K ratings) | 4.7 (14K ratings) — better |
| Positive reviews | 26.3% of reviews | 62.7% of reviews — better |
| Number of ratings | 12K | 14K — better |
| Update frequency | Every 8 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 223 MB | 215 MB |
| Age rating | 4+ | 4+ |
| Developer | Neoleap | Alinma Bank |
Customer experience
urpay
Alinma App
User reviews
urpay
From 12K App Store ratingsWhat we love
- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly
Room to improve
- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive
Alinma App
From 14K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure transactions
- 💡 Innovative features
- 🌟 Excellent banking experience
Room to improve
- 🐛 Occasional crashes and bugs
- ⏱️ Slow performance and loading times
- 🔒 Strict security measures can be inconvenient
- 💳 Lack of support for international transfers
Bugs and requests
urpay
Reported bugs
4 issues- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason
Requested features
6 requests- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits
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- Allow more users to manage family wallet
Alinma App
Reported bugs
3 issues- Login issues and frequent logouts
- Problems with device registration
- Compatibility issues with older devices
Requested features
4 requests- Faster login options (e.g., biometrics)
- More control over transaction limits
- Real-time transaction notifications
- Dark mode option
In-app purchases
urpay
No in-app purchases
Alinma App
No in-app purchases







