urpay vs tiqmo Kuwait
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
urpay
A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.
- Digital wallet
- Global money transfer
- Bill payments
- Virtual and physical cards
- Mobile top-ups
- Payment splitting
- Family wallet
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Manage all your finances in one app. urpay is your smart digital wallet designed to make everyday financial tasks faster, easier, and more rewarding. What you can do with urpay: Create your account in a minute and start managing your money securely. Top up your wallet via bank cards, Apple Pay, bank transfers, Mokafaa points or Samsung Pay. Send and receive money locally and internationally to over 140 countries through providers like MoneyGram, Tahweel Al Rajhi, Ria and more. Issue Mada & Visa cards for shopping, withdrawals, and premium benefits like cashback and airport lounge access. Pay bills easily through SADAD electricity, water, government services, and more. Recharge mobile lines or request an E-Sim card locally and internationally (STC, Mobily, Zain, Vodafone, Jazz, and others). Shop digital products & devices like gaming cards and smart watches from the built-in store. Split payments with Qatta, send money requests to collect your money from friends and families in a few taps. Pay your household salaries on time and with no hustle. Empower your family with the Family Wallet, give your kids their own wallet and monitor spending. Get instant finance through Emkan with no salary transfer required. Download urpay now and take control of your financial life. Need help? Contact us at 8001000081
tiqmo Kuwait
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TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in Kuwait. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Top up your TIQMO wallet using KNET cards or receive local bank transfers in Kuwait with your dedicated IBAN. TIQMO takes the hassle out of local money transfers within Kuwait. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart with instant wallet to wallet transfers and local bank transfers as well. Send me internationally with a click of a button with our partner AlAnsari Exchange. Send money to friends and family to their bank accounts, digital wallets, or to thousands of cash pick up points all over the world. Discover the freedom of choice with our prepaid Mastercard card. TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO - where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.
Screenshots
Verdict
The clearest difference is update cadence: urpay at every 9 days against tiqmo Kuwait's every 5 weeks. urpay also leads on iOS requirement (14.0 vs 17.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
urpay ships an update every 9 days, tiqmo Kuwait every 5 weeks. The most recent releases landed on October 18, 2026 and September 29, 2026 respectively.
| Parameter | urpay | tiqmo Kuwait |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (12K ratings) — better | — |
| Positive reviews | 26.2% of reviews | — |
| Number of ratings | 12K — better | — |
| Update frequency | Every 9 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 194 MB | 49 MB |
| Age rating | 4+ | 12+ |
| Developer | Neoleap | Tiqmo Digital Financial Company |
Bugs and requests
urpay
Reported bugs
4 issues- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason
Requested features
6 requests- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits
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- Allow more users to manage family wallet
tiqmo Kuwait
Not enough reviews yet to summarise bugs or requests.
In-app purchases
urpay
No in-app purchases
tiqmo Kuwait
No in-app purchases









