Klivvr vs Axis
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Klivvr
Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.
- Buy now, pay later with flexible installments
- Family Plan with up to 4 extra cards
- Real-time transaction tracking
- Earn and redeem K Points for cash
- Spending challenges and gamification
- Exclusive offers and discounts
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
Axis
This digital wallet offers a comprehensive payments solution for Egyptians, licensed by the Central Bank. It allows instant salary reception, bill payments, and purchases using a virtual Visa card. Manage your finances seamlessly and embrace digital financial freedom.
- Virtual Visa card for purchases
- Instant salary reception
- Send and receive money
- Pay bills from one place
- Online and offline purchases
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Axis Wallet is a digital wallet built to make financial services accessible and affordable for everyone in Egypt. Licensed by the Central Bank of Egypt, it's a secure, reliable way to send, pay, and manage your money — all from one app, with the lowest fees in the market and 24/7 support whenever you need it. Send money instantly — for free Transfer to any wallet in Egypt in seconds. Zero fees. Pay bills affordably Settle bills and installments in one place, and earn points and cashback every time you pay. Cash in and out, anywhere Deposit or withdraw at ATMs or any Axis and Fawry Plus branch across Egypt. Stay on top of your money Set reminders for recurring payments and track your spending effortlessly. Earn as you go Collect points every time you pay, shop, or invite a friend — and redeem them for cashback. More ways to pay Buy gaming vouchers, renew streaming subscriptions, and handle your everyday digital payments without the hassle. 24/7 customer support Real people, ready to help whenever you need them — day or night. Axis Wallet makes financial services simpler, more affordable, and accessible to everyone. Download Axis Wallet and start saving on every payment.
Screenshots
Verdict
The clearest difference is monetization model: Axis at free against Klivvr's free with in-app purchases. Axis also leads on review sentiment (56% vs 33%) and rating (3.9 vs 3.6). Klivvr's advantage is ratings volume (54 vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Axis holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 54 and 17 respectively. Written reviews point the same way: 33% of Klivvr's written reviews are positive against 56% of Axis's.
Klivvr ships an update every 10 days, Axis fortnightly. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.
| Parameter | Klivvr | Axis |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (54 ratings) | 3.9 (17 ratings) — better |
| Positive reviews | 32.6% of reviews | 55.6% of reviews — better |
| Number of ratings | 54 — better | 17 |
| Update frequency | Every 10 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 222 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Klivvr | AxisPay for Electronic Payments |
Customer experience
Klivvr
Axis
In-app purchases
Klivvr
No in-app purchases
Axis
No in-app purchases








