Klivvr vs Nexta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Klivvr
Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.
- Buy now, pay later with flexible installments
- Family Plan with up to 4 extra cards
- Real-time transaction tracking
- Earn and redeem K Points for cash
- Spending challenges and gamification
- Exclusive offers and discounts
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
Nexta
Manage your money with a unified card and app for easy transfers, payments, and budgeting. Enjoy instant money transfers, payment requests, and robust security features.
- Unified card for all payments
- Virtual and physical card options
- Instant money transfers
- Payment request feature
- Fun budgeting tools
- 24/7 customer support
- Biometric security
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Level up the way you manage your money with a card and app that top it all Money transfers, payments, and money management are made easy with an app that takes your banking experience to a different level Features One cool card to gather it all Fuse all your cards into one Nexta super-card and save the hassle of pulling out numerous cards when it's time to pay. Best of virtual and physical cards Set up your account in a blink, request your Nexta card. Nexta cards are globally accepted! Break barriers with instant money transfers Pay and receive money from friends and family in seconds with an app that breaks the limits of traditional ways. Request payments from anyone with just a tap Whether you’re splitting a bill at your favorite restaurant, collecting money from your family, or want to ask your friend for money, with just a tap you can send them a payment request. Bringing fun to the boring budgeting task Take charge of your life with money tracking tools that allow you to analyze, track and adjust your spending habits. Don’t wonder where the money goes again. Top of the line customer service Chat in person, call us or just leave a comment to our team and get real-time assistance. Our specialists are here to help you 24/7 throughout the year. We got your back. SOLID security Lock, freeze and/or report your card stolen instantly. Keep your hard-earned money safe with the latest biometrics All your transactions are protected with authentications, fingerprints, and passcodes. Breathe easily, your data and money are secured under the law and regulations of the CBE. Personalized experience Enjoy a banking experience that constantly adapts to your lifestyle needs and offers you the best possible features suited for you. Lifestyle We are more than just a banking; we are a lifestyle hack that changes lives and walks hand in hand with you.
Screenshots
Verdict
The clearest difference is rating: Nexta at 4.5 against Klivvr's 3.7. Nexta also leads on monetization model (ad-supported vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). Klivvr's advantage is ads (none vs shown) and ratings volume (53 vs 10). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Nexta holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: Klivvr has 53 ratings behind it against 10, so its average is the more settled of the two.
Klivvr ships an update every 10 days, Nexta every 8 days. The most recent releases landed on September 17, 2026 and July 23, 2026 respectively.
| Parameter | Klivvr | Nexta |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (53 ratings) | 4.5 (10 ratings) — better |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 53 — better | 10 |
| Update frequency | Every 10 days | Every 8 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 247 MB | 92 MB |
| Age rating | 4+ | 12+ |
| Developer | Klivvr | Nexta Digital Payments |
Customer experience
Klivvr
Nexta
In-app purchases
Klivvr
No in-app purchases
Nexta
No in-app purchases









