Klivvr vs NBE Points
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Klivvr
Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.
- Buy now, pay later with flexible installments
- Family Plan with up to 4 extra cards
- Real-time transaction tracking
- Earn and redeem K Points for cash
- Spending challenges and gamification
- Exclusive offers and discounts
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Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances. Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn. Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.
NBE Points
This loyalty program app lets you earn points on everyday transactions with your National Bank of Egypt cards and digital payments. Redeem points for cash back, merchant payments, or exclusive offers. Track your balance and enjoy rewards conveniently.
- Earn points on card and digital payments
- Track points balance
- Redeem points for cash back
- Pay with points at merchants
- Access exclusive offers
- Welcome gift points
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NBE Points… Your Rewards, Your Way! Turn your everyday transactions into real rewards with NBE Points, the loyalty program from the National Bank of Egypt. Earn points effortlessly whenever you use your NBE cards or make digital payments and enjoy a welcome gift Points just for joining! With the NBE Points App, you can: • Track your points anytime, anywhere. • Redeem your Points the way you like: o Shop4Cash: Get money back on your card full or partial based on your points balance. o Pay with Points: Instantly redeem at thousands of partner merchants with a quick OTP. o Cash Rewards: Convert your points into EGP credited directly to your NBE credit card. o Exclusive Offers: Enjoy special deals and promotions all year round. Available for individuals and corporate customers, the NBE Points App brings all your rewards together in one simple, smart, and easy-to-use platform. Because every transaction should give something back. Download NBE Points today and earn more, redeem faster, and enjoy rewards your way! Free to download. Terms and conditions apply.
Screenshots
Verdict
The clearest difference is rating: Klivvr at 3.7 against NBE Points's 3.0. Klivvr also leads on review sentiment (32% vs 0%) and ratings volume (53 vs 4). NBE Points's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Klivvr holds the better App Store score, 3.7 against 3.0. That said, the two scores are not equally well evidenced: Klivvr has 53 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 32% of Klivvr's written reviews are positive against 0% of NBE Points's.
Klivvr ships an update every 10 days, NBE Points fortnightly. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.
| Parameter | Klivvr | NBE Points |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (53 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 31.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 53 — better | 4 |
| Update frequency | Every 10 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12 — better |
| Further details — not scored | ||
| Size | 219 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | Klivvr | National Bank Of Egypt |
Customer experience
Klivvr
NBE Points
In-app purchases
Klivvr
No in-app purchases
NBE Points
No in-app purchases
