Comparison

TOP.ph vs CubicPayroll

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TOP.ph

This electronic wallet facilitates cashless transactions, offering ease and protection for users. It aims to serve the unbanked population and improve financial literacy.

Highlights
  • Cashless transactions
  • Electronic wallet
  • Financial literacy support
  • Serves the unbanked
  • Ease of use
  • Protection
Features
Read full description

TOP.ph is our response to the current demand to go cashless in today's digital age. It is an electronic wallet that provides both ease and protection, serving the unbanked population and bridging the gap in financial literacy.

About

CubicPayroll

Features
Read full description

Cubic Payroll makes time tracking and payroll simple, accurate, and fast—wherever work happens. Employees can clock in/out with location or selfie verification, submit timesheets with optional overtime, and review work history in a clean, mobile-first dashboard.

Screenshots

TOP.ph4 screens
CubicPayroll3 screens

Verdict

The call

The clearest difference is update cadence: CubicPayroll at weekly against TOP.ph's monthly. CubicPayroll also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TOP.ph ships an update monthly, CubicPayroll weekly. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
TOP.ph versus CubicPayroll: the parameters behind the verdict, then further details
ParameterTOP.phCubicPayroll
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings1 — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size196 MB52 MB
Age rating4+4+
DeveloperThe Orange PlatformMichael Spencer Quinto

In-app purchases

None

TOP.ph

No in-app purchases

None

CubicPayroll

No in-app purchases

Questions

Is TOP.ph free?
TOP.ph is free to download, with no in-app purchases.
Is CubicPayroll free?
CubicPayroll is free to download, with no in-app purchases.
Do TOP.ph or CubicPayroll have ads?
Neither TOP.ph nor CubicPayroll shows ads.
Which is updated more often, TOP.ph or CubicPayroll?
TOP.ph ships an update monthly, and CubicPayroll weekly. Most recently, TOP.ph was updated on October 10, 2026 and CubicPayroll on October 18, 2026.

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