eCebuana vs TOP.ph
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eCebuana
Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.
- Open e-wallet and micro savings accounts
- Send and receive money
- Pay bills with numerous billers
- Top up mobile load
- Receive international remittances
- Virtual Visa Card for online shopping
- QR code transfers and payments
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Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000. If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.
TOP.ph
This electronic wallet facilitates cashless transactions, offering ease and protection for users. It aims to serve the unbanked population and improve financial literacy.
- Cashless transactions
- Electronic wallet
- Financial literacy support
- Serves the unbanked
- Ease of use
- Protection
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TOP.ph is our response to the current demand to go cashless in today's digital age. It is an electronic wallet that provides both ease and protection, serving the unbanked population and bridging the gap in financial literacy.
Screenshots
Verdict
The clearest difference is rating: TOP.ph at 5.0 against eCebuana's 1.7. TOP.ph also leads on review sentiment (33% vs 0%) and update cadence (monthly vs every 2 months). eCebuana's advantage is ratings volume (32 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TOP.ph holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: eCebuana has 32 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of eCebuana's written reviews are positive against 33% of TOP.ph's.
eCebuana ships an update every 2 months, TOP.ph monthly. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.
| Parameter | eCebuana | TOP.ph |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (32 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 33.3% of reviews — better |
| Number of ratings | 32 — better | 1 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 162 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Networld Capital Ventures, Inc. | The Orange Platform |
Customer experience
eCebuana
TOP.ph
In-app purchases
eCebuana
No in-app purchases
TOP.ph
No in-app purchases
