HelloMoney by AUB vs TOP.ph
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HelloMoney by AUB
This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.
- Instant account opening with face ID
- 24/7 fund transfers via InstaPay
- QR code generation and payments
- Cash out via partner branches
- Load and bills payment
- Virtual Mastercard for online shopping
- ATM card optional
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Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.
TOP.ph
This electronic wallet facilitates cashless transactions, offering ease and protection for users. It aims to serve the unbanked population and improve financial literacy.
- Cashless transactions
- Electronic wallet
- Financial literacy support
- Serves the unbanked
- Ease of use
- Protection
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TOP.ph is our response to the current demand to go cashless in today's digital age. It is an electronic wallet that provides both ease and protection, serving the unbanked population and bridging the gap in financial literacy.
Screenshots
Verdict
HelloMoney by AUB and TOP.ph both sit at 4.8 stars, but that hides the real split: 61% of HelloMoney by AUB's written reviews are positive against 33% of TOP.ph's. HelloMoney by AUB also leads on ratings volume (558 vs 1) and update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TOP.ph holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HelloMoney by AUB has 558 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 61% of HelloMoney by AUB's written reviews are positive against 33% of TOP.ph's, so the app with the better star average is not the one people write more warmly about.
HelloMoney by AUB ships an update fortnightly, TOP.ph monthly. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.
| Parameter | HelloMoney by AUB | TOP.ph |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (558 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.8% of reviews — better | 33.3% of reviews |
| Number of ratings | 558 — better | 1 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 100 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | The Orange Platform |
Customer experience
HelloMoney by AUB
TOP.ph
In-app purchases
HelloMoney by AUB
No in-app purchases
TOP.ph
No in-app purchases
Questions
Is HelloMoney by AUB free?
Is TOP.ph free?
Which has better reviews, HelloMoney by AUB or TOP.ph?
Do HelloMoney by AUB or TOP.ph have ads?
Which is updated more often, HelloMoney by AUB or TOP.ph?
Other comparisons
