BH mPay vs Paysmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BH mPay
This finance app allows users to easily and securely check their transaction history and pay merchants. To use its features, you must be registered for the service and have a Tunisian bank card.
- Transaction history consultation
- Merchant payments
- Secure operations
- 24/7 accessibility
- Requires Tunisian bank card
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Ce service de BH vous permet d’effectuer de manière facile et sécurisée et à n’importe quel moment de la journée où que vous soyez des opérations telles que : La consultation de l’historique de vos transactions . Le paiement d’un commerçant acceptant ce nouveau mode de paiement. Pour bénéficier de tous les avantages de cette application, vous devez au préalable être inscrit au service BH mPay via l'application et porteur d’une carte bancaire tunisienne. Cette application vous est offerte gratuitement par BH mPay.
Paysmart
Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.
- Real-time bill consultation
- Automatic favorite bill updates
- Secure digital bill payment
- Payment history tracking
- Spending visualization dashboard
- 24/7 support and claims service
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Paysmart est une solution de paiement digital des factures. Elle vous offre les services suivants : - La consultation en temps réel de vos factures en ligne, ou encore de manière automatique pour la liste des favoris. - Le paiement digital qui vous permet d’accéder et de payer vos factures par carte bancaire ou par wallet de manière sécurisée, instantanée et sans frais. Prochainement d’autres services seront disponibles ainsi que d’autres facturiers. - Un historique vous permet de garder trace de vos consultations et paiements effectués en ligne. - Un tableau de bord vous aide à visualiser vos dépenses effectuées ou en attente. - Un service de réclamation est disponible 24/7 via l’espace support. Vous pouvez y poser vos questions ou déposer vos réclamations.
Screenshots
Verdict
The clearest difference is rating: BH mPay at 5.0 against Paysmart's 1.0. BH mPay also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is review sentiment (25% vs 0%) and update cadence (every 2 weeks vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BH mPay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews complicate that: 0% of BH mPay's written reviews are positive against 25% of Paysmart's, so the app with the better star average is not the one people write more warmly about.
BH mPay ships an update every 2 months, Paysmart every 2 weeks. Both last shipped on November 3, 2026.
| Parameter | BH mPay | Paysmart |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 0.0% of reviews | 25.0% of reviews — better |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 67 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | BANQUE DE LHABITAT | SOCIETE MONETIQUE TUNISIE |
Customer experience
BH mPay
Paysmart
In-app purchases
BH mPay
No in-app purchases
Paysmart
No in-app purchases
