Transflow Mobile vs Spark By Absa Ghana
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Transflow Mobile
Facilitates payments for products and services via Mobile Money. Users must be registered with a Mobile Money service to make payments directly from their phones. Businesses can also utilize this platform for payments across all mobile money networks.
- Mobile Money payments
- Direct phone payments
- Business payment solutions
- Cross-platform compatibility
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This app allows customers to make payment for various products and services using the Mobile Money platform. The payer or subscriber should be registered on the Mobile Money service so that payment can be made directly from their phone. Transflow also provides payment options for businesses across all mobile money platforms.
Spark By Absa Ghana
This digital banking app allows users to manage their finances entirely from their phone. Perform transactions, pay bills, and make payments without visiting a branch. Enjoy convenient banking with features like peer-to-peer transfers and ATM withdrawals.
- Send and receive money
- Pay bills and buy airtime
- QR code payments
- ATM cash withdrawals
- Transfer to bank account
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Introducing Spark by Absa, an innovative bank account that lives on your phone. With your Spark Digital Account you can bank with the freedom you deserve – no branches, queues or delays. With Spark by Absa you can: • Send money to, and receive money from, other Spark by Absa users • Pay bills and buy airtime • Make QR code payments to selected retailers or other Spark by Absa users • Withdraw cash from your Spark by Absa wallet at any Absa ATM • Transfer cash from your Spark by Absa wallet into your bank account Download the Spark by Absa Banking App now and live free, bank free’er.
Screenshots
Verdict
Transflow Mobile and Spark By Absa Ghana both sit at 3.8 stars, but that hides the real split: 33% of Transflow Mobile's written reviews are positive against 0% of Spark By Absa Ghana's. Transflow Mobile also leads on ratings volume (55 vs 3). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Transflow Mobile holds the better App Store score, 3.8 against 3.7. That said, the two scores are not equally well evidenced: Transflow Mobile has 55 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 33% of Transflow Mobile's written reviews are positive against 0% of Spark By Absa Ghana's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.
| Parameter | Transflow Mobile | Spark By Absa Ghana |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (55 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 55 — better | 3 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 82 MB | 311 MB |
| Age rating | 4+ | 4+ |
| Developer | IT Consortium | Absa Bank Limited |
Customer experience
Transflow Mobile
Spark By Absa Ghana
In-app purchases
Transflow Mobile
No in-app purchases
Spark By Absa Ghana
No in-app purchases
Questions
Is Transflow Mobile free?
Is Spark By Absa Ghana free?
Which has better reviews, Transflow Mobile or Spark By Absa Ghana?
Do Transflow Mobile or Spark By Absa Ghana have ads?
Which is updated more often, Transflow Mobile or Spark By Absa Ghana?
Other comparisons
