Comparison

achieve by Petra vs Transflow Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

achieve by Petra

This platform offers curated financial solutions and plans to help users achieve their financial goals. It simplifies investing, allowing users to manage savings, set goals, and access funds conveniently from their mobile devices.

Highlights
  • Curated financial solutions
  • Easy investing
  • Goal-based savings accounts
  • Subaccount budgeting
  • Momo Wallet integration
  • Secure ID verification
Features
Read full description

Achieve is a digital platform that provides you with carefully curated financial solutions and plans to help you achieve your financial goals. With Achieve, you can say goodbye to the daunting task of searching for the investment vehicle that fits you best. The Achieve App welcomes easy investing right from the comfort of your phone, or tablet. Current Products: DigiSave - DigiSave offers you the flexibility to invest towards your medium to long term goals while having access to your money within the shortest possible time to meet expenses that sneak up on you in the short-term. Contributions are automatically invested in the Plus Income Fund - A regulated mutual fund managed by Blackstar Advisors (the "Fund Manager"), and held with Stanbic Bank for safe keeping. App Features: 1. Sign up​ in a few simple steps. 2. Subscribe to carefully curated financial solutions.​ 3. Log In​ whenever, wherever at your own convenience. 4. Verify your ID information to keep safeguard your account against identity theft and fraud. 5. Create subaccounts for easy budgeting. 6. Create goal accounts with a target date and target amount and we will help you keep them on track. 7. Update your Bio Info, contact information, KYC information, and profile picture in a few simple steps whenever necessary. ​ 8. Add and manage your Momo Wallet for easy transactions. 9. Withdraw cash from Achieve into your Bank Account or Momo wallet without any hustle. You always have access to your money, no matter what. ​ 10. Reset your password when you forget it.​ 11. Deposit into your account and watch your savings grow!! For more information, visit https://theachieveproject.com/. You can also send your questions to answers@theachieveproject.com. Dream.Execute.Achieve.

About

Transflow Mobile

Facilitates payments for products and services via Mobile Money. Users must be registered with a Mobile Money service to make payments directly from their phones. Businesses can also utilize this platform for payments across all mobile money networks.

Highlights
  • Mobile Money payments
  • Direct phone payments
  • Business payment solutions
  • Cross-platform compatibility
Features
Read full description

This app allows customers to make payment for various products and services using the Mobile Money platform. The payer or subscriber should be registered on the Mobile Money service so that payment can be made directly from their phone. Transflow also provides payment options for businesses across all mobile money platforms.

Screenshots

achieve by Petra4 screens
Transflow Mobile4 screens

Verdict

The call

The clearest difference is rating: achieve by Petra at 4.6 against Transflow Mobile's 3.8. achieve by Petra also leads on review sentiment (64% vs 33%) and ratings volume (3K vs 47). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

achieve by Petra holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: achieve by Petra has 3K ratings behind it against 47, so its average is the more settled of the two. Written reviews point the same way: 64% of achieve by Petra's written reviews are positive against 33% of Transflow Mobile's.

UpkeepUpdate frequency

achieve by Petra ships an update every 6 days, Transflow Mobile monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
achieve by Petra versus Transflow Mobile: the parameters behind the verdict, then further details
Parameterachieve by PetraTransflow Mobile
PriceFreeFree
Rating4.6 (3K ratings) — better3.8 (47 ratings)
Positive reviews63.6% of reviews — better33.3% of reviews
Number of ratings3K — better47
Update frequencyEvery 6 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size171 MB82 MB
Age rating4+4+
DeveloperPetra Securites LimitedIT Consortium

Customer experience

achieve by Petra

All ratings3,043 ratings
Positive89.2%
Neutral6.1%
Negative4.7%
Written reviews99 reviews
Positive63.6%
Neutral5.1%
Negative31.3%

Transflow Mobile

All ratings45 ratings
Positive64.4%
Neutral8.9%
Negative26.7%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

achieve by Petra

Reported bugs

3 issues
  • Frequent app crashes and login issues
  • Funds not reflecting in accounts after deposits
  • Account access and visibility problems

Requested features

4 requests
  • Add dark mode option
  • Expand bank/payment options beyond Ghana Card
  • Improve withdrawal process and accessibility
  • Enhance customer support and communication

Transflow Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

achieve by Petra

No in-app purchases

None

Transflow Mobile

No in-app purchases

Questions

Is achieve by Petra free?
achieve by Petra is free to download, with no in-app purchases.
Is Transflow Mobile free?
Transflow Mobile is free to download, with no in-app purchases.
Which has better reviews, achieve by Petra or Transflow Mobile?
achieve by Petra is rated higher. achieve by Petra averages 4.6 out of 5 from 3K ratings, while Transflow Mobile averages 3.8 from 47 ratings.
Do achieve by Petra or Transflow Mobile have ads?
Neither achieve by Petra nor Transflow Mobile shows ads.
Which is updated more often, achieve by Petra or Transflow Mobile?
achieve by Petra ships an update every 6 days, and Transflow Mobile monthly. Most recently, achieve by Petra was updated on October 29, 2026 and Transflow Mobile on October 27, 2026.

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