Comparison

MoneySavingExpert vs Nest Pensions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneySavingExpert

Access UK's largest personal finance site for deals, switching tips, and budgeting tools. Get expert guidance and alerts for money-saving opportunities on bills, credit, and everyday costs.

Highlights
  • Bill comparison and switching
  • Credit score and report access
  • Energy tariff comparison
  • Budgeting tools
  • Insurance quotes
  • Deal finder
Features
Read full description

Save money on your bills, credit, banking and everyday costs with the MoneySavingExpert app - the UK's biggest personal finance help site packed with deals, switching tips, budgeting tools and expert guidance from Martin Lewis. Get quick access to MSE’s top guides, breaking news, weekly deals, and Martin Lewis’ updates. Turn on notifications and we’ll alert you to money-saving opportunities as they happen. You’ll get access to MSE’s money saving tools in one place, including our: - Credit Club: See your credit score, credit report and credit eligibility rating - Cheap Energy Club: Compare energy tariffs and switch to save £100s - Amazon Discount Finder: Snag the cheapest UK deals on the retail giant - Bill Buster: Budget planner that tracks your bills and tells you when to switch - Broadband Comparison: Find the best UK broadband deals - Car Insurance Compare+: Get competitive quotes for car insurance - Cheap Mobile Finder: Discover affordable mobile plans - Council Tax Rebanding Calculator: Calculate savings on your council tax band - Credit Card Eligibility calculator: See your odds of getting the top credit cards - Home Insurance Compare+: Get home insurance quotes, switch and save - Income Tax Calculator: See how much pay you'll take home - 10-minute Benefit Calculator: Check your entitlement to government benefits - Mortgage Best Buys: Compare mortgage deals to find the best rates - Tax Code Checker: Ensure you're paying the correct amount of tax - Travel Insurance : Compare travel insurance policies for cheap deals - Stamp Duty Calculators: Estimate stamp duty costs when buying a property - Student Loan Calculators: Manage and understand your repayments MoneySavingExpert is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

About

Nest Pensions

Easily manage your pension savings on the go. Securely log in to view your pot, track contributions from you, your employer, and tax relief, and update your personal details. You can also manage beneficiaries and send secure messages.

Highlights
  • Secure biometric and PIN login
  • View pension pot dashboard
  • Track contributions
  • View fund investments
  • Update account details
  • Manage beneficiaries
  • Send secure messages
Read full description

Want a handy way to check on your pension savings? With the Nest pensions app: • Log in easily and securely using biometric (fingerprint or face ID) or PIN • View your pension pot dashboard • View contributions added to your pot by you, your employer and the government’s tax relief • View your fund your pot is invested in • Keep your account details like address, phone and email up-to-date • Add or manage beneficiaries for your pot • View and send secure messages Getting started: You must be a Nest member to use the app. If you have already set up your Nest account online: • Log in to the app using the same username and password that you use to log in to your member account on our website – nestpensions.org.uk • You will then be asked to set up a 6 digit PIN, followed by the option to set up biometric (fingerprint or face ID) login, either of which you can then use to going forward to log in. If you haven’t already set up your Nest account online: • Go to nestpensions.org.uk to register. You’ll need your Nest member ID from a letter you have received from us • Then download the Nest Pensions app and log in as per the process given above Help and Support: If you need support, you’ll find it in the Help section of our app. The Member Help Centre on our website also has app support. If you have a question about your Nest account or pension pot, log into the app or our website to send us a secure message. Give us your view: We’d love to hear what you think about the features and tools in the app. Feel free to contact us at: app@nestcorporation.org.uk Do not include personal details like your pot balance or password in your feedback.

Screenshots

MoneySavingExpert4 screens
Nest Pensions4 screens

Verdict

The call

The clearest difference is review sentiment: MoneySavingExpert at 72% against Nest Pensions's 18%. MoneySavingExpert also leads on update cadence (every 2 weeks vs every 5 weeks). Nest Pensions's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MoneySavingExpert ships an update every 2 weeks, Nest Pensions every 5 weeks. The most recent releases landed on November 11, 2026 and November 13, 2026 respectively.

Scorecard4 real differences · 6 level
MoneySavingExpert versus Nest Pensions: the parameters behind the verdict, then further details
ParameterMoneySavingExpertNest Pensions
PriceFreeFree
Rating4.8 (132 ratings) — better—
Positive reviews71.6% of reviews — better18.4% of reviews
Number of ratings132 — better—
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size57 MB47 MB
Age rating4+4+
DeveloperMoneySavingExpert.comNEST Corporation

Customer experience

MoneySavingExpert

All ratings131 ratings
Positive96.2%
Neutral1.5%
Negative2.3%
Written reviews402 reviews
Positive71.6%
Neutral5.7%
Negative22.6%

Nest Pensions

Written reviews141 reviews
Positive18.4%
Neutral11.3%
Negative70.2%

User reviews

MoneySavingExpert

From 132 App Store ratings

What we love

  • 👍 Helpful and informative
  • 🚀 Up-to-date information
  • 💡 Great savings tips
  • 🔒 Trusted and reliable advice
  • 👍 Easy to navigate

Room to improve

  • 🐛 Login and registration issues
  • 🐛 Functionality problems
  • 🐛 Slow performance
  • 🐛 Compatibility issues
  • 🔒 Security concerns

Nest Pensions

From App Store reviews

What we love

  • 👍 User-friendly app
  • 🚀 Smooth performance
  • 💡 Useful pension management features
  • 🔒 Secure access to pension details

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Crashes and white screen bugs
  • 🔒 Lack of biometric login options
  • 🔍 Missing key pension details

Bugs and requests

MoneySavingExpert

Reported bugs

4 issues
  • Cloudflare issues causing app to get stuck
  • Inability to input verification codes
  • Mortgage calculator not working
  • Inconsistent user experience

Requested features

4 requests
  • Dark mode option
  • Improved iPad support
  • Better in-app navigation
  • Faster response times

Nest Pensions

Reported bugs

3 issues
  • App crashes on launch
  • Login screen freezes
  • Incompatibility with newer devices

Requested features

4 requests
  • Add biometric login (Face ID, Touch ID)
  • Improve login experience by remembering credentials
  • Provide more detailed pension information
  • Implement open banking integration

In-app purchases

None

MoneySavingExpert

No in-app purchases

None

Nest Pensions

No in-app purchases

Questions

Is MoneySavingExpert free?
MoneySavingExpert is free to download, with no in-app purchases.
Is Nest Pensions free?
Nest Pensions is free to download, with no in-app purchases.
Do MoneySavingExpert or Nest Pensions have ads?
Neither MoneySavingExpert nor Nest Pensions shows ads.
Which is updated more often, MoneySavingExpert or Nest Pensions?
MoneySavingExpert ships an update every 2 weeks, and Nest Pensions every 5 weeks. Most recently, MoneySavingExpert was updated on November 11, 2026 and Nest Pensions on November 13, 2026.

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