Comparison

Expense Tracker & Budgeting vs Quartzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Budgeting

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

"Tried several apps for financial control and stopped at this one. It’s easy to use and has amazing support." "This does just about everything one could want in an expenses app. Easily customizable and intuitive." "No ads and clean interface. A great app to track expenses." Master your budgets, track your spending, and start saving more every month with Expenses Manager — the only app you need for complete financial control. WHY CHOOSE US? Privacy-Focused: Your data stays on your device, fully encrypted — no clouds, no servers, no peeping eyes. Enjoy uncompromised data security. Easy Budgeting: Set and manage budgets for various categories. Get alerts before you overspend, keeping you aligned with your financial goals. Insightful Analytics: Understand your spending habits with detailed reports. See where your money goes and discover new saving opportunities. KEY FEATURES Bill Tracking: Never miss a due date with bill reminders. Avoid late fees and keep your finances in good shape. Comprehensive Tracking: Track daily expenses, monthly bills, and manage budgets efficiently. Keep a close eye on every dollar — from dining out to utilities. Custom Tags and Categories: Customize the app to fit your lifestyle with personalized categories and tags for tracking. Visual Spend Analysis: See your spending patterns at a glance with intuitive graphs and summaries. Secure Data Backups: Keep your financial data safe with optional encrypted backups to your iCloud or Google Drive — fully under your control. WE VALUE YOUR FEEDBACK Your feedback helps us make Expenses Manager even better. Share your suggestions, and together we’ll simplify financial management for everyone. Ready to take control of your finances? Download Expenses Manager now and transform your financial future! Terms of Service: https://expensesmanager.in/tos Privacy Policy: https://expensesmanager.in/privacy

About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo - Spending Tracker is your essential partner for managing your finances conveniently and efficiently. With essential features and an intuitive interface, Quartzo provides complete control over your expenses, ensuring solid and successful financial management. Highlighted Features: Multiple Wallets: Organize your finances according to your needs, maintaining detailed control of all your accounts. Create Wallets and organize your transactions by context. Categorization: Easily identify where your money is being spent, allowing for a better understanding of your financial habits and areas for saving and investing. Automated Recurrence: Simplify the recording of regular expenses, such as monthly bills and recurring payments, ensuring nothing goes unnoticed and facilitating long-term financial planning. Customizable Notifications: Stay updated on your expenses and balances with customizable notifications, helping to maintain control and avoid unpleasant surprises. iCloud Backup: Protect your financial data and keep it available on all your devices with iCloud Backup, providing peace of mind and security anywhere. Dynamic Widgets: Quick View: View your latest transaction added directly on the home screen or lock screen, making it easier to track your expenses in real time. Simplified Addition: Easily create new expense or income transactions through widgets, streamlining the financial recording process. Integration with Shortcuts: Instant Transaction Addition: Add new transactions without opening the app, using custom shortcuts for a faster and more convenient experience. Apple Pay Transaction Recognition: Integrate Quartzo with Apple Pay's physical card transaction recognition, further simplifying the recording of your expenses. Quartzo Personal Finance offers an intuitive and user-friendly experience, allowing you to manage your personal finances efficiently in a matter of seconds. Download now and start mastering your finances intelligently! Download Quartzo now and take control of your finances, ensuring you stay within your budget. Transform financial management into a simple and efficient experience with Quartzo, your trusted partner for personal financial success. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

Screenshots

Expense Tracker & Budgeting4 screens
Quartzo4 screens

Verdict

The call

Expense Tracker & Budgeting and Quartzo both sit at 4.3 stars, but that hides the real split: 75% of Expense Tracker & Budgeting's written reviews are positive against 62% of Quartzo's. Expense Tracker & Budgeting also leads on ratings volume (47 vs 4) and iOS requirement (15.0 vs 18). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker & Budgeting sells 17 in-app purchases, starting at $2.99 per 7 days and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.3 for Expense Tracker & Budgeting against 4.3 for Quartzo. That said, the two scores are not equally well evidenced: Expense Tracker & Budgeting has 47 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 75% of Expense Tracker & Budgeting's written reviews are positive against 62% of Quartzo's.

UpkeepUpdate frequency

Expense Tracker & Budgeting ships an update every 9 days, Quartzo weekly. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Tracker & Budgeting versus Quartzo: the parameters behind the verdict, then further details
ParameterExpense Tracker & BudgetingQuartzo
PriceFreeFree
Rating4.3 (47 ratings)4.3 (4 ratings)
Positive reviews75.3% of reviews — better61.9% of reviews
Number of ratings47 — better4
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18
Further details — not scored
Size91 MB24 MB
Age rating4++17
DeveloperAmit MohanRafael Ramos

Customer experience

Expense Tracker & Budgeting

All ratings47 ratings
Positive83.0%
Neutral4.3%
Negative12.8%
Written reviews81 reviews
Positive75.3%
Neutral9.9%
Negative14.8%

Quartzo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

In-app purchases

17 purchases

Expense Tracker & Budgeting

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99
3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$1.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99

Questions

Is Expense Tracker & Budgeting free?
Expense Tracker & Budgeting is free to download, with in-app purchases available.
Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker & Budgeting or Quartzo?
Expense Tracker & Budgeting and Quartzo are both rated 4.3 out of 5 on the App Store, from 47 and 4 ratings respectively.
Do Expense Tracker & Budgeting or Quartzo have ads?
Neither Expense Tracker & Budgeting nor Quartzo shows ads.
Which is updated more often, Expense Tracker & Budgeting or Quartzo?
Expense Tracker & Budgeting ships an update every 9 days, and Quartzo weekly. Most recently, Expense Tracker & Budgeting was updated on September 21, 2026 and Quartzo on September 24, 2026.

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