Budget Planner vs Quartzo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner
Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.
- Quick transaction adding
- Customizable accounts and categories
- Device synchronization
- Flexible budget settings
- Scheduled transactions
- Interactive reports
- Security code on launch
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Application for quick tracking of your expenses and income as well as control over your financial situation. Features: • Quick and easy adding of transactions. • Customizable accounts and categories—you can select icons and colors. • Synchronization between devices. • Flexible budget settings. • Scheduled transactions. • Built-in calculator and currency converter. • Automatic backup. • Multiple currencies: over 170 currencies and exchange rates. • Transfers between accounts (Double-entry bookkeeping system supported). • A clean, intuitive, and well-thought-out design. • Powerful interactive reports. • Attaching images to transactions. • Security code on launch (Touch ID and Face ID). • Geotagging. • Tags. • Search. • Widgets for Home Screen and Lock Screen. • Siri and Shortcuts. Privacy Policy: https://moneyflow.cloud/en/legal/privacy-policy License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Quartzo
Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.
- Multiple wallets for account organization
- Expense categorization
- Automated recurring transaction recording
- Customizable expense notifications
- iCloud backup for data security
- Home screen widgets for quick viewing and addition
- Apple Pay transaction recognition integration
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Quartzo - Spending Tracker is your essential partner for managing your finances conveniently and efficiently. With essential features and an intuitive interface, Quartzo provides complete control over your expenses, ensuring solid and successful financial management. Highlighted Features: Multiple Wallets: Organize your finances according to your needs, maintaining detailed control of all your accounts. Create Wallets and organize your transactions by context. Categorization: Easily identify where your money is being spent, allowing for a better understanding of your financial habits and areas for saving and investing. Automated Recurrence: Simplify the recording of regular expenses, such as monthly bills and recurring payments, ensuring nothing goes unnoticed and facilitating long-term financial planning. Customizable Notifications: Stay updated on your expenses and balances with customizable notifications, helping to maintain control and avoid unpleasant surprises. iCloud Backup: Protect your financial data and keep it available on all your devices with iCloud Backup, providing peace of mind and security anywhere. Dynamic Widgets: Quick View: View your latest transaction added directly on the home screen or lock screen, making it easier to track your expenses in real time. Simplified Addition: Easily create new expense or income transactions through widgets, streamlining the financial recording process. Integration with Shortcuts: Instant Transaction Addition: Add new transactions without opening the app, using custom shortcuts for a faster and more convenient experience. Apple Pay Transaction Recognition: Integrate Quartzo with Apple Pay's physical card transaction recognition, further simplifying the recording of your expenses. Quartzo Personal Finance offers an intuitive and user-friendly experience, allowing you to manage your personal finances efficiently in a matter of seconds. Download now and start mastering your finances intelligently! Download Quartzo now and take control of your finances, ensuring you stay within your budget. Transform financial management into a simple and efficient experience with Quartzo, your trusted partner for personal financial success. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html
Screenshots
Verdict
The clearest difference is rating: Budget Planner at 4.7 against Quartzo's 4.3. Budget Planner also leads on ratings volume (729 vs 4) and review sentiment (76% vs 62%). Quartzo's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner sells 10 in-app purchases, starting at $1.99 per 7 days and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Planner holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Budget Planner has 729 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 76% of Budget Planner's written reviews are positive against 62% of Quartzo's.
Budget Planner ships an update every 3 weeks, Quartzo weekly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.
| Parameter | Budget Planner | Quartzo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (729 ratings) — better | 4.3 (4 ratings) |
| Positive reviews | 76.2% of reviews — better | 61.9% of reviews |
| Number of ratings | 729 — better | 4 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18 |
| Further details — not scored | ||
| Size | 125 MB | 24 MB |
| Age rating | 4+ | +17 |
| Developer | Hermann Wagenleitner | Rafael Ramos |
Customer experience
Budget Planner
Quartzo
Bugs and requests
Budget Planner
Reported bugs
4 issues- Disappearing expense categories
- Crashes when generating reports
- Incorrect transaction dates
- Issues with CSV import/export
Requested features
5 requests- Calendar view for transactions
- Ability to mark transactions as cleared
- Recurring bill management
- Widgets and shortcuts for quicker entry
- Multi-user support and family sharing
Quartzo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Planner
- Money Flow PRO$1.997 Days
- Money Flow PRO$3.991 Month
- Money Flow PRO$4.991 Month
Show 2 moreShow fewer
- Money Flow PRO$16.991 Year
- Money Flow PRO$24.991 Year
- Money Flow PRO$19.99
- Money Flow PRO$24.99
- Money Flow PRO$34.99
Show 2 moreShow fewer
- Money Flow PRO$39.99
- Money Flow PRO$49.99
Quartzo
- Quartzo Pro: Monthly3 Days trial$1.991 Month
- Quartzo Pro: Annually$14.991 Year
- Quartzo Pro: Lifetime$19.99
Questions
Is Budget Planner free?
Is Quartzo free?
Which has better reviews, Budget Planner or Quartzo?
Do Budget Planner or Quartzo have ads?
Which is updated more often, Budget Planner or Quartzo?
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