Comparison

Expense Tracker & Budgeting vs Obol

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Budgeting

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

"Tried several apps for financial control and stopped at this one. It’s easy to use and has amazing support." "This does just about everything one could want in an expenses app. Easily customizable and intuitive." "No ads and clean interface. A great app to track expenses." Master your budgets, track your spending, and start saving more every month with Expenses Manager — the only app you need for complete financial control. WHY CHOOSE US? Privacy-Focused: Your data stays on your device, fully encrypted — no clouds, no servers, no peeping eyes. Enjoy uncompromised data security. Easy Budgeting: Set and manage budgets for various categories. Get alerts before you overspend, keeping you aligned with your financial goals. Insightful Analytics: Understand your spending habits with detailed reports. See where your money goes and discover new saving opportunities. KEY FEATURES Bill Tracking: Never miss a due date with bill reminders. Avoid late fees and keep your finances in good shape. Comprehensive Tracking: Track daily expenses, monthly bills, and manage budgets efficiently. Keep a close eye on every dollar — from dining out to utilities. Custom Tags and Categories: Customize the app to fit your lifestyle with personalized categories and tags for tracking. Visual Spend Analysis: See your spending patterns at a glance with intuitive graphs and summaries. Secure Data Backups: Keep your financial data safe with optional encrypted backups to your iCloud or Google Drive — fully under your control. WE VALUE YOUR FEEDBACK Your feedback helps us make Expenses Manager even better. Share your suggestions, and together we’ll simplify financial management for everyone. Ready to take control of your finances? Download Expenses Manager now and transform your financial future! Terms of Service: https://expensesmanager.in/tos Privacy Policy: https://expensesmanager.in/privacy

About

Obol

Features
Read full description

Obol is a friendly little expense tracker for iPhone. Log what you spent in a few seconds, see how your month is going at a glance, and stay on top of one simple monthly budget. Obol is free to download and use. No accounts. No ads. Your personal data starts on your iPhone and stays there unless you choose to turn on Pro iCloud Sync & Backup. THE FASTEST WAY TO LOG AN EXPENSE Set up Triple Tap once, then tap the back of your iPhone three times to instantly run the Add Expense shortcut, even from the lock screen. Type the name and amount, and you're done. Prefer to use the app? The Quick Add sheet auto-focuses the name field and brings up a decimal pad for the amount, so logging takes about five seconds. AT-A-GLANCE DASHBOARD - Month-to-date total - Remaining against your monthly budget - Daily and monthly spend charts - Category breakdown EXPENSES, ORGANIZED A simple reverse-chronological list grouped by day (Today, Yesterday, then explicit dates). Tap any row to edit, swipe to delete. CATEGORIES Built-in categories cover the basics (Food and Drink, Groceries, Transport, Shopping, Subscriptions, Health, Entertainment, and more). Add your own from the picker any time. EXPORT TO CSV Pick a month, tap share, and get a clean CSV that opens right up in Google Sheets, Numbers, or Excel. OPTIONAL OBOL PRO Upgrade to Obol Pro when you want more planning, backup, and shared tracking tools: - Recurring expenses for rent, subscriptions, bills, and repeat spending - Category budgets to split your monthly budget across the areas that matter - iCloud Sync & Backup through your private iCloud account - Private monthly reports with spending patterns, changes, and practical tips - Household sharing for shared expenses, budgets, and reports PRIVATE BY DESIGN - Everything is stored locally with Apple's SwiftData framework - No analytics, no tracking, no advertising identifiers - No account required - Works fully offline unless you enable Pro iCloud Sync & Backup BUILT FOR iOS - Native SwiftUI throughout - App Intents support, so you can run "Add Expense" via Siri, Shortcuts, or Back Tap - Supports iPhone running iOS 26.2 or later FREE TO USE The core expense tracker is free: quick logging, one simple monthly budget, charts, categories, CSV export, and private local storage. OBOL IS INTENTIONALLY SMALL No accounts to remember. No setup maze. Just a clean, fast log of where your money is going, with Pro available only if you want the extra tools. Terms of Use: https://www.notion.so/Terms-of-Use-354155407d96804c8140d09fcffdeedd Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker & Budgeting4 screens
Obol4 screens

Verdict

The call

The clearest difference is device support: Expense Tracker & Budgeting at 3 against Obol's 1. Expense Tracker & Budgeting also leads on iOS requirement (15.0 vs 26.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker & Budgeting sells 17 in-app purchases, starting at $2.99 per 7 days and Obol sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker & Budgeting ships an update every 9 days, Obol every 5 days. The most recent releases landed on September 26, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker & Budgeting versus Obol: the parameters behind the verdict, then further details
ParameterExpense Tracker & BudgetingObol
PriceFreeFree
Rating4.3 (47 ratings) — better—
Positive reviews75.3% of reviews—
Number of ratings47 — better—
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better26.2
Further details — not scored
Size91 MB13 MB
Age rating4+4+
DeveloperAmit MohanEnoch Tang

In-app purchases

17 purchases

Expense Tracker & Budgeting

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99
3 purchases

Obol

Subscriptions2
  • Obol Pro Monthly$1.991 Month
  • Obol Pro Yearly$14.991 Year
One-time1
  • Obol Pro Lifetime$34.99

Questions

Is Expense Tracker & Budgeting free?
Expense Tracker & Budgeting is free to download, with in-app purchases available.
Is Obol free?
Obol is free to download, with in-app purchases available.
Do Expense Tracker & Budgeting or Obol have ads?
Neither Expense Tracker & Budgeting nor Obol shows ads.
Which is updated more often, Expense Tracker & Budgeting or Obol?
Expense Tracker & Budgeting ships an update every 9 days, and Obol every 5 days. Most recently, Expense Tracker & Budgeting was updated on September 26, 2026 and Obol on September 19, 2026.

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