DaySpend vs Obol
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
DaySpend
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Most expense apps feel like homework. DaySpend doesn't. Snap a receipt or just say what you spent โ AI captures it in 3 seconds. Subscriptions, cards and budgets live alongside, so you always know where your money goes. No bank login. No account. SMART CAPTURE - AI Receipt Scanner โ Point your camera at any receipt. DaySpend reads the total, merchant and date in seconds. - Voice Capture โ Just say "coffee five fifty" and you're done. Speak naturally in any of 15 languages, AI fills in the rest. - Apple Pay Auto-Capture โ A Shortcut saves contactless payments to DaySpend without opening the app. MONEY YOU FORGET YOU'RE SPENDING - Subscriptions & recurring bills โ Netflix, Spotify, gym, rent. See what renews next and how much it really costs you per year. - Cards & payment methods โ Log spending by card or cash. See which card you actually use most. - Daily & per-category budgets โ Real-time progress bars. Never overspend by accident. KNOW YOUR HABITS - Beautiful statistics โ Daily, weekly, monthly and yearly breakdowns with editorial-quality charts. - 10+ categories โ Food, Transport, Shopping, Entertainment, Health, Home, Subscriptions, Work, Travel and more. - Streaks & achievements โ Build the habit and stay consistent. - Multi-currency โ Switch currencies on the fly. Perfect for travel. - Export โ CSV or PDF anytime, for your records or spreadsheets. BUILT WITH CARE - Biometric lock โ Face ID, Touch ID or PIN. - Dark & light mode โ Material 3 design that adapts to your system. - 15 languages โ English, Spanish, French, German, Italian, Portuguese, Chinese, Japanese, Turkish, Dutch, Swedish, Indonesian, Vietnamese, Korean, Hindi. DAYSPEND PREMIUM Unlock the full power: - Unlimited AI receipt scans and voice captures - Unlimited subscriptions, cards and budgets - Advanced statistics and insights - Smart spending notifications - Priority access to new features Plans monthly or yearly. Try free, cancel anytime. PRIVACY FIRST Your expenses live on your device. No account required. Receipts and voice clips are sent to our AI only to read the amount, then discarded โ never sold, never used for ads. Download DaySpend and finally know where your money goes. Terms of Use: https://cantelabs.com/dayspend/terms Privacy Policy: https://cantelabs.com/dayspend/privacy
Obol
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Obol is a friendly little expense tracker for iPhone. Log what you spent in a few seconds, see how your month is going at a glance, and stay on top of one simple monthly budget. Obol is free to download and use. No accounts. No ads. Your personal data starts on your iPhone and stays there unless you choose to turn on Pro iCloud Sync & Backup. THE FASTEST WAY TO LOG AN EXPENSE Set up Triple Tap once, then tap the back of your iPhone three times to instantly run the Add Expense shortcut, even from the lock screen. Type the name and amount, and you're done. Prefer to use the app? The Quick Add sheet auto-focuses the name field and brings up a decimal pad for the amount, so logging takes about five seconds. AT-A-GLANCE DASHBOARD - Month-to-date total - Remaining against your monthly budget - Daily and monthly spend charts - Category breakdown EXPENSES, ORGANIZED A simple reverse-chronological list grouped by day (Today, Yesterday, then explicit dates). Tap any row to edit, swipe to delete. CATEGORIES Built-in categories cover the basics (Food and Drink, Groceries, Transport, Shopping, Subscriptions, Health, Entertainment, and more). Add your own from the picker any time. EXPORT TO CSV Pick a month, tap share, and get a clean CSV that opens right up in Google Sheets, Numbers, or Excel. OPTIONAL OBOL PRO Upgrade to Obol Pro when you want more planning, backup, and shared tracking tools: - Recurring expenses for rent, subscriptions, bills, and repeat spending - Category budgets to split your monthly budget across the areas that matter - iCloud Sync & Backup through your private iCloud account - Private monthly reports with spending patterns, changes, and practical tips - Household sharing for shared expenses, budgets, and reports PRIVATE BY DESIGN - Everything is stored locally with Apple's SwiftData framework - No analytics, no tracking, no advertising identifiers - No account required - Works fully offline unless you enable Pro iCloud Sync & Backup BUILT FOR iOS - Native SwiftUI throughout - App Intents support, so you can run "Add Expense" via Siri, Shortcuts, or Back Tap - Supports iPhone running iOS 26.2 or later FREE TO USE The core expense tracker is free: quick logging, one simple monthly budget, charts, categories, CSV export, and private local storage. OBOL IS INTENTIONALLY SMALL No accounts to remember. No setup maze. Just a clean, fast log of where your money is going, with Pro available only if you want the extra tools. Terms of Use: https://www.notion.so/Terms-of-Use-354155407d96804c8140d09fcffdeedd Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Obol at none against DaySpend's shown. Obol also leads on update cadence (every 5 days vs fortnightly). DaySpend's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 26.2). On price and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. DaySpend sells 2 in-app purchases, starting at $2.99 per month and Obol sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
DaySpend ships an update fortnightly, Obol every 5 days. The most recent releases landed on August 28, 2026 and September 19, 2026 respectively.
| Parameter | DaySpend | Obol |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 5 days โ better |
| Ads | Yes | No โ better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 13.0 โ better | 26.2 |
| Further details โ not scored | ||
| Size | 54 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Sneyder Cante | Enoch Tang |
In-app purchases
DaySpend
- DaySpend Premium$2.991 Month
- DaySpend Premium7 Days trial$19.991 Year
Obol
- Obol Pro Monthly$1.991 Month
- Obol Pro Yearly$14.991 Year
- Obol Pro Lifetime$34.99









