Comparison

Ledger 3 vs Obol

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ledger 3

Read full description

Ledger 3 is designed as a maintenance update for previous users. Ledger 3.2 was released in 2017 and was removed from the App Store in 2021. Since releasing Ledger 4, I have been surprised to hear that some Ledger 3.2 users remain, and now see a small those users in my App Store analytics. I apologize for the scare if you updated to the new version and thought your data had been lost. Ledger 4 is a complete rewrite, and uses a new data format, so does not load your existing data. If you have upgraded from a previous version, your data remains on the device and can be moved to "Ledger 3" using Apple Music or iTunes with iTunes File Sharing. From the Files tab in iTunes Files Sharing, select “Ledger” and copy “Ledger.sqlite” to your computer. Next, drag “Ledger.sqlite” to “Ledger 3”, then reopen "Ledger 3". Note that you can also restore from the backup feature in Ledger 3. If you have backups, rename the most recent file to “Ledger.sqlite” and drag it into “Ledger 3”. As always, if you have trouble restoring your data, please reach out using the support form on the website. --- Ledger 3 is a simple accounting app designed for users that want the flexibility of double-entry accounting when managing their own finances. Transactions in Ledger are always created from an account, and that account is used to balance the transaction. As such, you never need to worry about manually balancing your transactions, but you can record entries as simple or complex as you need. Transactions also support adding a photo, contact, and location. Generate balance sheets, income statements, ledgers, and trial balances. Send them as CSV files, or as an HTML email. You can also print reports with an AirPrint-compatible printer. Ledger also supports backup through email and using iTunes File Sharing.

About

Obol

Features
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Obol is a friendly little expense tracker for iPhone. Log what you spent in a few seconds, see how your month is going at a glance, and stay on top of one simple monthly budget. Obol is free to download and use. No accounts. No ads. Your personal data starts on your iPhone and stays there unless you choose to turn on Pro iCloud Sync & Backup. THE FASTEST WAY TO LOG AN EXPENSE Set up Triple Tap once, then tap the back of your iPhone three times to instantly run the Add Expense shortcut, even from the lock screen. Type the name and amount, and you're done. Prefer to use the app? The Quick Add sheet auto-focuses the name field and brings up a decimal pad for the amount, so logging takes about five seconds. AT-A-GLANCE DASHBOARD - Month-to-date total - Remaining against your monthly budget - Daily and monthly spend charts - Category breakdown EXPENSES, ORGANIZED A simple reverse-chronological list grouped by day (Today, Yesterday, then explicit dates). Tap any row to edit, swipe to delete. CATEGORIES Built-in categories cover the basics (Food and Drink, Groceries, Transport, Shopping, Subscriptions, Health, Entertainment, and more). Add your own from the picker any time. EXPORT TO CSV Pick a month, tap share, and get a clean CSV that opens right up in Google Sheets, Numbers, or Excel. OPTIONAL OBOL PRO Upgrade to Obol Pro when you want more planning, backup, and shared tracking tools: - Recurring expenses for rent, subscriptions, bills, and repeat spending - Category budgets to split your monthly budget across the areas that matter - iCloud Sync & Backup through your private iCloud account - Private monthly reports with spending patterns, changes, and practical tips - Household sharing for shared expenses, budgets, and reports PRIVATE BY DESIGN - Everything is stored locally with Apple's SwiftData framework - No analytics, no tracking, no advertising identifiers - No account required - Works fully offline unless you enable Pro iCloud Sync & Backup BUILT FOR iOS - Native SwiftUI throughout - App Intents support, so you can run "Add Expense" via Siri, Shortcuts, or Back Tap - Supports iPhone running iOS 26.2 or later FREE TO USE The core expense tracker is free: quick logging, one simple monthly budget, charts, categories, CSV export, and private local storage. OBOL IS INTENTIONALLY SMALL No accounts to remember. No setup maze. Just a clean, fast log of where your money is going, with Pro available only if you want the extra tools. Terms of Use: https://www.notion.so/Terms-of-Use-354155407d96804c8140d09fcffdeedd Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Ledger 34 screens
Obol4 screens

Verdict

The call

The clearest difference is in-app purchases: Ledger 3 at none against Obol's 3. Ledger 3 also leads on iOS requirement (18.0 vs 26.2). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Obol sells 3 in-app purchases, starting at $1.99 per month. Ledger 3 asks for nothing beyond the download.

Scorecard2 real differences · 4 level
Ledger 3 versus Obol: the parameters behind the verdict, then further details
ParameterLedger 3Obol
PriceFreeFree
Update frequency—Every 5 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone
Requires iOS18.0 — better26.2
Further details — not scored
Size1 MB13 MB
Age rating4+4+
DeveloperLucas GladdingEnoch Tang

In-app purchases

None

Ledger 3

No in-app purchases

3 purchases

Obol

Subscriptions2
  • Obol Pro Monthly$1.991 Month
  • Obol Pro Yearly$14.991 Year
One-time1
  • Obol Pro Lifetime$34.99

Questions

Is Ledger 3 free?
Ledger 3 is free to download, with no in-app purchases.
Is Obol free?
Obol is free to download, with in-app purchases available.
Do Ledger 3 or Obol have ads?
Neither Ledger 3 nor Obol shows ads.

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