Comparison

Net Worth vs Obol

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth

Easily track your financial standing by manually inputting assets and liabilities. Automatically update values for stocks, crypto, and currencies, or track daily income and credit card rewards.

Highlights
  • Manual asset and liability entry
  • Automatic market prices for stocks, crypto, currency, metals
  • Daily income tracking
  • Credit card rewards points valuation
  • Portfolio overview
Features
Read full description

See your complete financial picture in one number. Net Worth is a private portfolio tracker for stocks, crypto, cash, and more — no bank connection required. Track your wealth manually with delayed market prices and watch your net worth grow over time. - Manually add assets and liabilities with complete control over your data. - Track stocks, crypto, currencies, and metals using delayed market prices. - Use Daily accounts to follow income, savings, and other changing balances. - Track the value of credit card rewards with Points accounts. - Review your portfolio allocation and financial progress at a glance. Download free. Your balances and account history stay on your device.

About

Obol

Features
Read full description

Obol is a friendly little expense tracker for iPhone. Log what you spent in a few seconds, see how your month is going at a glance, and stay on top of one simple monthly budget. Obol is free to download and use. No accounts. No ads. Your personal data starts on your iPhone and stays there unless you choose to turn on Pro iCloud Sync & Backup. THE FASTEST WAY TO LOG AN EXPENSE Set up Triple Tap once, then tap the back of your iPhone three times to instantly run the Add Expense shortcut, even from the lock screen. Type the name and amount, and you're done. Prefer to use the app? The Quick Add sheet auto-focuses the name field and brings up a decimal pad for the amount, so logging takes about five seconds. AT-A-GLANCE DASHBOARD - Month-to-date total - Remaining against your monthly budget - Daily and monthly spend charts - Category breakdown EXPENSES, ORGANIZED A simple reverse-chronological list grouped by day (Today, Yesterday, then explicit dates). Tap any row to edit, swipe to delete. CATEGORIES Built-in categories cover the basics (Food and Drink, Groceries, Transport, Shopping, Subscriptions, Health, Entertainment, and more). Add your own from the picker any time. EXPORT TO CSV Pick a month, tap share, and get a clean CSV that opens right up in Google Sheets, Numbers, or Excel. OPTIONAL OBOL PRO Upgrade to Obol Pro when you want more planning, backup, and shared tracking tools: - Recurring expenses for rent, subscriptions, bills, and repeat spending - Category budgets to split your monthly budget across the areas that matter - iCloud Sync & Backup through your private iCloud account - Private monthly reports with spending patterns, changes, and practical tips - Household sharing for shared expenses, budgets, and reports PRIVATE BY DESIGN - Everything is stored locally with Apple's SwiftData framework - No analytics, no tracking, no advertising identifiers - No account required - Works fully offline unless you enable Pro iCloud Sync & Backup BUILT FOR iOS - Native SwiftUI throughout - App Intents support, so you can run "Add Expense" via Siri, Shortcuts, or Back Tap - Supports iPhone running iOS 26.2 or later FREE TO USE The core expense tracker is free: quick logging, one simple monthly budget, charts, categories, CSV export, and private local storage. OBOL IS INTENTIONALLY SMALL No accounts to remember. No setup maze. Just a clean, fast log of where your money is going, with Pro available only if you want the extra tools. Terms of Use: https://www.notion.so/Terms-of-Use-354155407d96804c8140d09fcffdeedd Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Net Worth4 screens
Obol4 screens

Verdict

The call

The clearest difference is update cadence: Obol at every 5 days against Net Worth's every 2 months. Net Worth's advantage is iOS requirement (16.4 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth sells 2 one-off in-app purchases and Obol sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth ships an update every 2 months, Obol every 5 days. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
Net Worth versus Obol: the parameters behind the verdict, then further details
ParameterNet WorthObol
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.4 — better26.2
Further details — not scored
Size66 MB13 MB
Age rating4+4+
DeveloperMoon AppsEnoch Tang

In-app purchases

2 purchases

Net Worth

One-time2
  • Face ID$0.99
  • Export CSV$0.99
3 purchases

Obol

Subscriptions2
  • Obol Pro Monthly$1.991 Month
  • Obol Pro Yearly$14.991 Year
One-time1
  • Obol Pro Lifetime$34.99

Questions

Is Net Worth free?
Net Worth is free to download, with in-app purchases available.
Is Obol free?
Obol is free to download, with in-app purchases available.
Do Net Worth or Obol have ads?
Neither Net Worth nor Obol shows ads.
Which is updated more often, Net Worth or Obol?
Net Worth ships an update every 2 months, and Obol every 5 days. Most recently, Net Worth was updated on September 9, 2026 and Obol on September 19, 2026.

Other comparisons