EquateAccess vs XYLO

EquateAccess is the secure authentication app for EquatePlus and EquateMobile. It does not provide access to your account, holdings or transactions. To view or manage your account, use EquateMobile or the EquatePlus website. Designed to help protect your account, EquateAccess provides a fast and secure way to verify your identity using multi-factor authentication (MFA). Whether you're signing in, recovering access to your account or approving sensitive actions, EquateAccess adds an extra layer of protection while keeping the experience simple and convenient. EquateAccess is the preferred authentication method across the Equate platform and works seamlessly with both the EquatePlus website and the EquateMobile app. Key features • Secure authentication using Face ID, Touch ID, biometrics or a PIN • Fast approval of verification requests • Works with both the EquatePlus website and EquateMobile • Supports multiple participant accounts • Built on modern authentication standards for enhanced security • Designed to help protect against unauthorised account access How it works After registering EquateAccess to your EquatePlus account, you'll use the app to verify your identity when authentication is required. EquatePlus website When accessing the EquatePlus website, simply scan the QR code displayed on screen and approve the request using the device you have registered EquateAccess to. EquateMobile When using EquateMobile on the same device, the authentication process is even more seamless, allowing EquateMobile and EquateAccess to work together for a smooth verification experience.

Scan. Understand. Ask. — All on your device. XYLO turns any document into an instant AI summary and lets you have a conversation about it. Scan a receipt, upload a contract, photograph meeting notes — XYLO extracts the text, breaks it down, and answers your follow-up questions. No internet. No servers. No data ever leaves your phone. --- SCAN & UPLOAD --- Scan any document or import a PDF from your files. XYLO uses Apple Vision to extract every word with precision. Supports receipts, contracts, memos, reports, letters, news articles, and more. --- INTELLIGENT SUMMARIES --- XYLO doesn't just summarize — it structures. Get organized sections with bullet points, checklists, key-value pairs, and data tables automatically detected from your document. Action items are highlighted. Important dates, names, and amounts are called out. --- ASK FOLLOW-UP QUESTIONS --- Tap "Ask" to start a conversation with your document. "What are the key deadlines?" "Who are the parties involved?" "What is the penalty clause?" XYLO finds the most relevant sections and gives you an accurate, grounded answer — with page citations. Smart follow-up suggestions keep the conversation going. All chats are saved on-device. --- SMART DOCUMENT INTELLIGENCE --- XYLO automatically detects document type, tone, and audience. It extracts names, organizations, dates, monetary amounts, and flags sensitive information like phone numbers or email addresses — all displayed in a beautiful intelligence dashboard. --- COMPARE DOCUMENTS --- Select any two documents from your history and compare them side by side — differences in tone, content, and structure highlighted instantly. --- POWERED BY APPLE INTELLIGENCE --- On supported devices (8 GB+), XYLO uses Apple Intelligence for instant document analysis — no downloads, no waiting. Just scan and go. On other devices, a one-time model download enables the same powerful analysis. --- 100% PRIVATE. ZERO DATA COLLECTION. --- Every AI model runs directly on your device. No cloud. No API calls. No analytics. No accounts. No tracking. Turn on Airplane Mode and XYLO still works — scanning, summaries, and chat all run with zero connection. What you scan stays on your device — period. XYLO is built for people who care about privacy. --- PRICING --- Your first 3 documents are free — enough to experience the full power of on-device AI. Then own it forever with a single lifetime purchase. No subscription, no recurring fees, no hidden costs. All future updates included. --- REQUIREMENTS --- - iPhone or iPad with 6 GB RAM or more (iPhone 14 Pro, iPhone 15, or newer recommended) - iOS 26.0 or later - Apple Intelligence required on 8 GB+ devices (enabled in Settings) - ~1 GB free storage for the on-device AI model (6 GB devices only — 8 GB+ devices use Apple Intelligence with no download) Understand more, remember everything. - NEW: Ask Across Your Library — ask one question across all your documents and get an answer that cites which documents it came from - NEW: Collections & tags — organize your analyses into folders, with automatic tagging by document type and topic - NEW: Structure-aware reading — tables, lists, and titles are detected and preserved; copy or share any table as Markdown, CSV, or TSV - NEW: Choose how Q&A answers — capable devices use Apple Intelligence by default (instant, no download); opt into on-device Gemma for richer answers (one-time download, fully private, and it cools down gracefully by falling back to Apple Intelligence under heavy load) - Rename any analysis, and see cleaner titles throughout - Sharper, better-grounded answers — document chat now stays anchored to your document's facts (names, dates, amounts) and resists making things up, with faster, cooler-running performance on 6 GB devices - Faster, lighter 6 GB devices — a single compact on-device model now powers both summaries and chat (~1 GB download, down from ~3.5 GB) 100% on-device, as always. No internet, no servers, no data collection.