Comparison

CIMB OCTO MY vs MoonSense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIMB OCTO MY

Manage your finances securely and conveniently from anywhere. Check balances, transfer funds, pay bills, and control your cards. Invest and manage wealth on the go, with enhanced security features for peace of mind.

Highlights
  • Account balance checks
  • Fund transfers (local & foreign)
  • Bill payments (JomPAY)
  • Prepaid mobile top-ups
  • QR payments
  • eFixed Deposits & investments
  • SecureTAC transaction approval
Features
Read full description

The CIMB OCTO MY App is packed with services that help you stay on top of your banking safely and easily, wherever you are. What you can do with CIMB OCTO MY: Account Management & Controls • Check balances and manage Current, Savings, Credit Card, Loan and Investment accounts • Make local and foreign fund transfers • Set CIMB Clicks, ATM and Credit Card limits • Activate cards, change PINs, freeze/unfreeze cards, manage spending controls and more • Link Credit Cards and CIMB Singapore Accounts Payments • Pay bills with JomPAY • Pay CIMB and other banks' cards and loans • Top up prepaid mobile services • Make QR payments across Malaysia, Singapore, Thailand, Indonesia and Cambodia • Manage DuitNow AutoDebit and DuitNow Request Wealth Management • Place and manage eFixed Deposit/-i (eFD/-i) and eTerm Investment Account-i (eTIA-i) • Manage ASNB and Unit Trust investments via MyWealth Security • Approve transactions securely with SecureTAC • Lock your CIMB Clicks ID instantly when needed Other Feature/Services • OCTO Widget for quick access to key banking functions • Apply for Personal Loans, Cash Advance and more • Contact us via Mailbox • Update TIN details for e-Invoices • Access Extra Care support services • Update email addresses for transaction alerts Personalisation • Customisable Quick Balance and Quick Menu • Save favourite billers and recipients • Quick Payment with biometric authentication or 6-digit passcode We will continue to add more features and improve based on your feedback. Contact us @ https://www.cimb.com.my/en/personal/help-support/contact-us.html For more information, visit www.cimb.com.my/cimbocto

About

MoonSense

Read full description

MoonSense makes shared money simple. Split bills with friends, manage group trips, and keep your personal budget on track, all in one clean app that works even when you are offline. SPLIT WITH FRIENDS AND GROUPS Add an expense, choose who shares it, and MoonSense does the math. Split evenly or by custom amounts, see who owes what, and settle up with a tap. Fair rounding means the cents always add up. BUILT FOR TRIPS AND HOUSEHOLDS Create a group for any trip or shared home. Track costs together, handle multiple currencies with exchange rates, and see everyone's balance at a glance. YOUR OWN WALLET Log income, spending, and savings. Set monthly category budgets and see a simple breakdown of where your money goes. QUICK WAYS TO ADD Add a transaction by voice, scan a receipt with the camera, or log a card payment automatically with a Shortcuts automation. WORKS OFFLINE MoonSense is offline-first. Add and edit anything with no connection, and it syncs automatically when you are back online. PRIVATE AND SECURE Sign in with Apple, lock the app with Face ID, and delete your account and data anytime. No ads, and we never sell your data. MOONSENSE PLUS MoonSense is free to use. MoonSense Plus is an optional subscription that unlocks unlimited voice and receipt entries, AI month reviews, and premium insights like burn rate, six-month trends, and spending alerts. Plans are RM 12.99 per month or RM 99.90 per year, auto-renewing, with prices that may vary by region. Payment is charged to your Apple ID at purchase confirmation. Your subscription renews automatically unless you cancel at least 24 hours before the current period ends. You can manage or cancel anytime in your Apple ID settings. Terms of Use: https://moonsense.app/terms Privacy Policy: https://moonsense.app/privacy

Screenshots

CIMB OCTO MY4 screens
MoonSense4 screens

Verdict

The call

The clearest difference is in-app purchases: CIMB OCTO MY at none against MoonSense's 2. MoonSense's advantage is update cadence (every 2 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoonSense sells 2 in-app purchases, starting at $2.99 per month. CIMB OCTO MY asks for nothing beyond the download.

UpkeepUpdate frequency

CIMB OCTO MY ships an update every 2 months, MoonSense every 2 days. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 8 level
CIMB OCTO MY versus MoonSense: the parameters behind the verdict, then further details
ParameterCIMB OCTO MYMoonSense
PriceFreeFree
Rating4.8 (478 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings478 — better—
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS16 — better17.0
Further details — not scored
Size124 MB18 MB
Age rating4+4+
DeveloperCIMB Bank BerhadTHACAYANIBAN SWENESON

In-app purchases

None

CIMB OCTO MY

No in-app purchases

2 purchases

MoonSense

Subscriptions2
  • MoonSense Plus$2.991 Month
  • MoonSense Plus$22.991 Year

Questions

Is CIMB OCTO MY free?
CIMB OCTO MY is free to download, with no in-app purchases.
Is MoonSense free?
MoonSense is free to download, with in-app purchases available.
Do CIMB OCTO MY or MoonSense have ads?
Neither CIMB OCTO MY nor MoonSense shows ads.
Which is updated more often, CIMB OCTO MY or MoonSense?
CIMB OCTO MY ships an update every 2 months, and MoonSense every 2 days. Most recently, CIMB OCTO MY was updated on November 3, 2026 and MoonSense on November 10, 2026.

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