Wealthgrade vs INSTO Tap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wealthgrade
Consolidate all your financial accounts into a single view to track your net worth and compare it with others. This app fosters financial growth through gamification and community challenges, motivating users to achieve their financial goals.
- Consolidated account view
- Net worth tracking
- Financial comparison with others
- Gamification for financial growth
- Community challenges
- Personal finance motivation
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Wealthgrade empowers and liberates you by showing all of your accounts in one snapshot so you don’t have to check multiple apps many times a day to understand your holistic financial snapshot. Wealthgrade inspires and motivates your financial growth by letting you see how your personal worth changes and by showing you how you stack up to other people’s worth! Wealthgrade is a social community for financial champions designed to contextualize and motivate your personal financial growth through gamification and financial competition. Wealthgrade shows all your accounts in one app and lets you track your personal worth and see how your total financial snapshot stacks up to other people. Wealthgrade motivates your financial growth through ranking and creates the new benchmark for personal financial comparison at scale! Subscription Policy: • Payment will be processed through your Apple ID at confirmation of purchase. • Your subscription will automatically renew per the billing cycle of your subscription (i.e., monthly/yearly) 24-hours before the end of the current period, and your credit card will be charged through your Apple ID. • The renewal charge for your Subscription shall be the same as the original purchase price, unless you are otherwise notified in advance. • To avoid the billing of fees for the next Subscription period, you must switch off your Subscription at least 24-hours before the end of the current period. • You can turn off auto-renew at any time from your Apple ID settings. You will not receive a refund for the fees you already paid for your current Subscription period and you will continue to have access to your Subscription until the end of your current Subscription period. EULA link : http://213.5.71.179:5157/terms-and-conditions
INSTO Tap
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your store’s unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.
Screenshots
Verdict
The clearest difference is in-app purchases: INSTO Tap at none against Wealthgrade's 2. INSTO Tap also leads on iOS requirement (12.0 vs 15.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wealthgrade sells 2 in-app purchases, starting at $4.99 per month. INSTO Tap asks for nothing beyond the download.
Wealthgrade ships an update every 9 days, INSTO Tap every 2 weeks. The most recent releases landed on October 12, 2026 and October 27, 2026 respectively.
| Parameter | Wealthgrade | INSTO Tap |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (8 ratings) — better | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Wealthgrade, Inc. | INSTO, LLC |
In-app purchases
Wealthgrade
- One Month Subscription$4.991 Month
- One Year Subscription$49.991 Year
INSTO Tap
No in-app purchases









