Comparison

INSTO Tap vs Dividely

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

INSTO Tap

Features
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your store’s unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.

About

Dividely

Features
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Managing shared expenses has never been easier! Our app allows you to split bills seamlessly, whether it’s for a dinner with friends, a trip with colleagues, or household expenses. Say goodbye to complicated calculations and awkward payment remindersβ€”track, manage, and settle expenses effortlessly. Key Features: Group Expense Splitting – Create groups and divide expenses fairly among members. One-on-One Splitting – Quickly split bills with a single person. Smart Calculations – No more manual mathβ€”our app ensures fairness with accurate breakdowns. Expense Tracking – Keep a clear record of all transactions, payments, and balances. Easy Settlements – Know who owes whom and simplify reimbursements. Multi-Currency Support – Traveling abroad? Split expenses in different currencies effortlessly. Notifications & Reminders – Never forget a pending payment with smart reminders. Secure & Private – Your financial data stays safe with encrypted storage. How It Works: 1. Add an Expense – Choose an amount, add participants, and specify how it should be split. 2. Track Balances – View who owes what and simplify payments. 3. Settle Up – Mark payments, send reminders, and stay debt-free effortlessly. Perfect for roommates, couples, families, friends, colleagues, or anyone who shares expenses! Download now and make expense splitting hassle-free!

Screenshots

INSTO Tap4 screens
Dividely4 screens

Verdict

The call

The clearest difference is update cadence: INSTO Tap at every 2 weeks against Dividely's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

INSTO Tap ships an update every 2 weeks, Dividely every 6 months. Both last shipped on October 27, 2026.

Scorecard1 real difference Β· 5 level
INSTO Tap versus Dividely: the parameters behind the verdict, then further details
ParameterINSTO TapDividely
PriceFreeFree
Update frequencyEvery 2 weeks β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 β€” better13.4
Further details β€” not scored
Size43 MB33 MB
Age rating4+4+
DeveloperINSTO, LLCSecurity Management

In-app purchases

None

INSTO Tap

No in-app purchases

None

Dividely

No in-app purchases

Questions

Is INSTO Tap free?
INSTO Tap is free to download, with no in-app purchases.
Is Dividely free?
Dividely is free to download, with no in-app purchases.
Do INSTO Tap or Dividely have ads?
Neither INSTO Tap nor Dividely shows ads.
Which is updated more often, INSTO Tap or Dividely?
INSTO Tap ships an update every 2 weeks, and Dividely every 6 months. Most recently, INSTO Tap was updated on October 27, 2026 and Dividely on October 27, 2026.

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