INSTO Tap vs Dividely
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
INSTO Tap
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your storeβs unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.
Dividely
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Managing shared expenses has never been easier! Our app allows you to split bills seamlessly, whether itβs for a dinner with friends, a trip with colleagues, or household expenses. Say goodbye to complicated calculations and awkward payment remindersβtrack, manage, and settle expenses effortlessly. Key Features: Group Expense Splitting β Create groups and divide expenses fairly among members. One-on-One Splitting β Quickly split bills with a single person. Smart Calculations β No more manual mathβour app ensures fairness with accurate breakdowns. Expense Tracking β Keep a clear record of all transactions, payments, and balances. Easy Settlements β Know who owes whom and simplify reimbursements. Multi-Currency Support β Traveling abroad? Split expenses in different currencies effortlessly. Notifications & Reminders β Never forget a pending payment with smart reminders. Secure & Private β Your financial data stays safe with encrypted storage. How It Works: 1. Add an Expense β Choose an amount, add participants, and specify how it should be split. 2. Track Balances β View who owes what and simplify payments. 3. Settle Up β Mark payments, send reminders, and stay debt-free effortlessly. Perfect for roommates, couples, families, friends, colleagues, or anyone who shares expenses! Download now and make expense splitting hassle-free!
Screenshots
Verdict
The clearest difference is update cadence: INSTO Tap at every 2 weeks against Dividely's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
INSTO Tap ships an update every 2 weeks, Dividely every 6 months. Both last shipped on October 27, 2026.
| Parameter | INSTO Tap | Dividely |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks β better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 β better | 13.4 |
| Further details β not scored | ||
| Size | 43 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | INSTO, LLC | Security Management |
In-app purchases
INSTO Tap
No in-app purchases
Dividely
No in-app purchases









