Comparison

PM My Account vs Total Drive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PM My Account

Manage your insurance policies conveniently from your mobile device. Pay bills, access ID cards, monitor claims, and view policy documents securely on the go. The app also allows for address changes and secure messaging.

Highlights
  • Pay insurance bills
  • Access and download ID cards
  • View policy and claims information
  • Update address
  • Submit pet policy claims
  • View policy documents
  • Secure messaging
Features
Read full description

The PM My Account app gives you the freedom to easily manage your insurance policies in one convenient place. From paying bills and monitoring claims to accessing your ID cards, you can securely access your information on the go. With PM My Account, you can: • Pay bills • View, print & download ID cards • View policy information • View claims information • Change your address • Submit pet policy claims • View policy documents • View application status • Send and receive secure messages • …and more Physicians Mutual Insurance Company offers reliable dental and supplemental health insurance. Physicians Life Insurance Company provides important life insurance and Medicare Supplement insurance policies.

About

Total Drive

Safeguard your digital assets with a reliable cloud system that keeps your files secure and accessible from any device. Features include automatic backups, robust data protection against loss and ransomware, and dynamic sharing options for effortless collaboration.

Highlights
  • Automatic photo and video backup
  • Ransomware and data loss protection
  • Universal access and device sync
  • Secure file sharing with access control
  • Family photo sharing albums
  • Intuitive file management
Features
Read full description

Description: At Total Drive, safeguarding your digital assets is our top priority. Our reliable cloud system keeps your files safe, secure, and always within reach. Features at a Glance: ► Effortless Upload: Automatically back up all the photos and videos on your iPhone or iPad. ► Reliable Data Protection: Your files are not just stored—they're fortified against loss, corruption, and ransomware, thanks to our cutting-edge security measures. ► Universal Access & Sync: Access your files from any device, anywhere. Enjoy seamless sync across all your devices, ensuring your data is always current. ► Dynamic Sharing Options: Share files effortlessly with full control. Grant and retract access instantly, ensuring your sensitive information remains secure, even on the go. ► Secure Family Sharing: Create secure shared family albums for safely sharing photos of your children/grandchildren with your family members. ► Ransomware Defense: In the era of ransomware, Total Drive protects your valuable files from cyber extortion, and ultimately precious file loss. ► Intuitive File Management: Organize, manage, and access your files with ease. Our user-friendly interface makes navigation straightforward, allowing you to focus more on what matters. Choose Total Drive for a worry-free cloud storage experience. By combining advanced security technologies with user-friendly features, we provide a storage solution that not only protects but enhances your digital life.

Screenshots

PM My Account4 screens
Total Drive4 screens

Verdict

The call

The clearest difference is rating: Total Drive at 4.3 against PM My Account's 2.1. Total Drive also leads on ratings volume (1.8K vs 29). PM My Account's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Total Drive holds the better App Store score, 4.3 against 2.1. That said, the two scores are not equally well evidenced: Total Drive has 1.8K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 14% of PM My Account's written reviews are positive against 16% of Total Drive's.

UpkeepUpdate frequency

PM My Account ships an update every 5 weeks, Total Drive every 2 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
PM My Account versus Total Drive: the parameters behind the verdict, then further details
ParameterPM My AccountTotal Drive
PriceFreeFree
Rating2.1 (29 ratings)4.3 (1.8K ratings) — better
Positive reviews14.3% of reviews15.6% of reviews — better
Number of ratings291.8K — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size68 MB342 MB
Age rating17+4+
DeveloperPhysicians MutualTotal Security Limited

Customer experience

PM My Account

All ratings29 ratings
Positive27.6%
Neutral0.0%
Negative72.4%
Written reviews14 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

Total Drive

All ratings1,672 ratings
Positive80.7%
Neutral4.9%
Negative14.4%
Written reviews135 reviews
Positive15.6%
Neutral1.5%
Negative83.0%

Bugs and requests

PM My Account

Not enough reviews yet to summarise bugs or requests.

Total Drive

Reported bugs

3 issues
  • Videos not saved
  • Verification code not sent
  • Can't log in or change password

Requested features

2 requests
  • Instructions on how to use the app
  • Option to cancel subscription

In-app purchases

None

PM My Account

No in-app purchases

None

Total Drive

No in-app purchases

Questions

Is PM My Account free?
PM My Account is free to download, with no in-app purchases.
Is Total Drive free?
Total Drive is free to download, with no in-app purchases.
Which has better reviews, PM My Account or Total Drive?
Total Drive is rated higher. PM My Account averages 2.1 out of 5 from 29 ratings, while Total Drive averages 4.3 from 1.8K ratings.
Do PM My Account or Total Drive have ads?
Total Drive shows ads; PM My Account does not.
Which is updated more often, PM My Account or Total Drive?
PM My Account ships an update every 5 weeks, and Total Drive every 2 months. Most recently, PM My Account was updated on November 3, 2026 and Total Drive on November 8, 2026.

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