Comparison

Fay Servicing Mobile Access vs Recuria

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fay Servicing Mobile Access

Access all your loan information in a single, convenient application. View balances, important documents, and track your payment history with ease.

Highlights
  • View loan balances
  • Access documents
  • Track payment activity
  • Centralized loan information
Read full description

Go to one place to see your balances, documents, payment activity and much more.

About

Recuria

Manage recurring payments without linking bank accounts. Track subscriptions, forecast future spending, and receive timely renewal reminders to avoid surprise charges. Offers privacy-first data handling and detailed insights into your recurring expenses.

Highlights
  • Track recurring payments
  • Forecast future spending
  • Renewal reminders
  • Privacy-first, no bank access
  • Subscription health scores
  • Category trend tracking
  • Spend forecasting
Features
Read full description

Stop surprise renewals. Recuria helps you track, forecast, and intelligently manage every recurring payment — without connecting your bank. PRIVACY-FIRST Your data stays on your terms. No bank access, no scraping, no credentials shared — ever. FREE FEATURES • Two subscriptions tracking • Monthly and annual spending totals • Renewal reminders before charges hit • Multi-currency support with automatic conversion • Category breakdowns PRO FEATURES ($5.99/month) • Spend forecasting (30, 90, 365 days) • Price change alerts • Budget guardrails (fixed amount or % of income) • Advanced analytics and smart insights • Guided Review Ritual — quarterly keep-or-cancel reviews • CSV and Excel export BUILT FOR YOUR PEACE OF MIND • Health scores for every subscription • Category trend tracking month-over-month • See exactly what you'll spend before it hits • No bank login required — 100% privacy-first • Data encrypted at rest and in transit Take control of your subscriptions. Terms of Use: https://recuria.io/terms

Screenshots

Fay Servicing Mobile Access4 screens
Recuria3 screens

Verdict

The call

The clearest difference is in-app purchases: Fay Servicing Mobile Access at none against Recuria's 2. Fay Servicing Mobile Access also leads on ratings volume (3.3K vs 2). Recuria's advantage is update cadence (every 5 days vs every 13 months) and rating (5.0 vs 4.7). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recuria sells 2 in-app purchases, starting at $5.99 per month. Fay Servicing Mobile Access asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Recuria holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Fay Servicing Mobile Access has 3.3K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Fay Servicing Mobile Access ships an update every 13 months, Recuria every 5 days. The most recent releases landed on September 29, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
Fay Servicing Mobile Access versus Recuria: the parameters behind the verdict, then further details
ParameterFay Servicing Mobile AccessRecuria
PriceFreeFree
Rating4.7 (3.3K ratings)5.0 (2 ratings) — better
Positive reviews36.0% of reviews—
Number of ratings3.3K — better2
Update frequencyEvery 13 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.1
Further details — not scored
Size32 MB37 MB
Age rating4+4+
DeveloperFAY SERVICING, LLCZendi Labs LLC

Customer experience

Fay Servicing Mobile Access

All ratings3,282 ratings
Positive93.9%
Neutral2.7%
Negative3.4%
Written reviews50 reviews
Positive36.0%
Neutral8.0%
Negative56.0%

Recuria

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Fay Servicing Mobile Access

Reported bugs

3 issues
  • App crashes frequently
  • Login information not recognized
  • Unexpected lockouts

Requested features

3 requests
  • Face ID/Biometric login support
  • Improved password management
  • More reliable app performance

Recuria

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Fay Servicing Mobile Access

No in-app purchases

2 purchases

Recuria

Subscriptions2
  • Recuria Pro$5.991 Month
  • Recuria Family$9.991 Month

Questions

Is Fay Servicing Mobile Access free?
Fay Servicing Mobile Access is free to download, with no in-app purchases.
Is Recuria free?
Recuria is free to download, with in-app purchases available.
Which has better reviews, Fay Servicing Mobile Access or Recuria?
Recuria is rated higher. Fay Servicing Mobile Access averages 4.7 out of 5 from 3.3K ratings, while Recuria averages 5.0 from 2 ratings.
Do Fay Servicing Mobile Access or Recuria have ads?
Neither Fay Servicing Mobile Access nor Recuria shows ads.
Which is updated more often, Fay Servicing Mobile Access or Recuria?
Fay Servicing Mobile Access ships an update every 13 months, and Recuria every 5 days. Most recently, Fay Servicing Mobile Access was updated on September 29, 2026 and Recuria on September 19, 2026.

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