Comparison

Olkypay vs Optim System app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
Read full description

Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

About

Optim System app

Features
Read full description

Personal and business online payments with competitive exchange rates, virtual cards, and secure money-management tools — all from one WeOpsy account Bank transfers and payments. Enjoy same-day execution on local transactions with a personalized IBAN, secure global reach through the SWIFT network, and instant access to newly issued virtual cards for seamless online spending

Screenshots

Olkypay4 screens
Optim System app4 screens

Verdict

The call

The clearest difference is update cadence: Optim System app at every 9 days against Olkypay's every 2 months. Olkypay's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Olkypay ships an update every 2 months, Optim System app every 9 days. The most recent releases landed on October 6, 2026 and October 4, 2026 respectively.

Scorecard2 real differences · 8 level
Olkypay versus Optim System app: the parameters behind the verdict, then further details
ParameterOlkypayOptim System app
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews28.6% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size98 MB44 MB
Age rating4+4+
Developerolkyrent saOptim Systems, Ltd.

In-app purchases

None

Olkypay

No in-app purchases

None

Optim System app

No in-app purchases

Questions

Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Is Optim System app free?
Optim System app is free to download, with no in-app purchases.
Do Olkypay or Optim System app have ads?
Neither Olkypay nor Optim System app shows ads.
Which is updated more often, Olkypay or Optim System app?
Olkypay ships an update every 2 months, and Optim System app every 9 days. Most recently, Olkypay was updated on October 6, 2026 and Optim System app on October 4, 2026.

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