Olkypay vs Optim System app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Olkypay
Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.
- Unified personal and business account access
- Instant payments up to €100,000
- Remote payment collection for businesses
- Online capital deposit for new companies
- Card management (block/unblock)
- Transaction and balance monitoring
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Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.
Optim System app
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Personal and business online payments with competitive exchange rates, virtual cards, and secure money-management tools — all from one WeOpsy account Bank transfers and payments. Enjoy same-day execution on local transactions with a personalized IBAN, secure global reach through the SWIFT network, and instant access to newly issued virtual cards for seamless online spending
Screenshots
Verdict
The clearest difference is update cadence: Optim System app at every 9 days against Olkypay's every 2 months. Olkypay's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Olkypay ships an update every 2 months, Optim System app every 9 days. The most recent releases landed on October 6, 2026 and October 4, 2026 respectively.
| Parameter | Olkypay | Optim System app |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | — |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 98 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | olkyrent sa | Optim Systems, Ltd. |
In-app purchases
Olkypay
No in-app purchases
Optim System app
No in-app purchases









