Olkypay vs Floww Expertise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Olkypay
Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.
- Unified personal and business account access
- Instant payments up to €100,000
- Remote payment collection for businesses
- Online capital deposit for new companies
- Card management (block/unblock)
- Transaction and balance monitoring
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Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.
Floww Expertise
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Pilotez votre entreprise, où que vous soyez avec l’application Floww Expertise ! Plus qu’un outil, c’est le prolongement digital de notre accompagnement, conçu pour simplifier votre gestion et accélérer vos décisions. L’expérience que nous vous proposons est pensée pour l’efficacité et la sérénité. Elle centralise l’essentiel de votre relation avec nos experts pour que vous puissiez vous concentrer sur votre cœur de métier : la croissance de votre entreprise. Découvrez une nouvelle ère de collaboration : - Votre coffre-fort numérique intelligent : Centralisez, scannez et sécurisez l’ensemble de vos documents administratifs et comptables. Dites adieu à la paperasse et aux pièces égarées ; chaque document est classé, accessible et partagé en toute confidentialité avec votre expert dédié. - Un fil direct avec votre expert : Échangez en temps réel avec nos équipes via une messagerie intuitive et sécurisée. Posez vos questions, partagez une pièce jointe en direct et conservez une trace de vos échanges stratégiques, au même endroit. - Pilotez vos échanges en toute simplicité : De la simple demande au suivi des différentes tâches en cours, l’application transforme la communication en action. Vous gardez la maîtrise, nous gagnons en réactivité. - Votre tableau de bord, toujours à portée de main : Grâce à un centre d’activité clair et concis, suivez les dernières actualités de votre dossier sans jamais être submergé d’informations. L’essentiel vous est présenté, pour des décisions rapides et éclairées. Que vous soyez au bureau ou en déplacement, l’application Floww Expertise vous garantit une expérience fluide et efficace, à l’image du partenariat qui nous lie. Téléchargez l’application Floww Expertise. Votre cabinet comptable, maintenant dans votre poche.
Screenshots
Verdict
The clearest difference is iOS requirement: Olkypay at 12.0 against Floww Expertise's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.
| Parameter | Olkypay | Floww Expertise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | — |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 98 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | olkyrent sa | Fulll |
In-app purchases
Olkypay
No in-app purchases
Floww Expertise
No in-app purchases








