Comparison

SUMA Wealth vs Moola Invest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUMA Wealth

Consolidate your financial accounts, cards, and investments into a single dashboard. Utilize an AI agent for personalized financial advice, track spending, and set savings goals. Access educational resources to improve your financial literacy.

Highlights
  • Unified account dashboard
  • AI financial agent
  • Personalized money insights
  • Interactive budgeting tools
  • Spending tracker
  • Net worth overview
  • Savings goal setting
  • Financial education hub
Features
Read full description

SUMA is your personalized money mentor built to help you manage your money and reach your goals. Saving for a new car? Planning your next backpacking adventure across South America? Whatever it may be SUMA is here to help you make it happen. We are more than just a budgeting app, we are here to help you learn and take control of your financial future. At SUMA Wealth we believe knowing your money empowers you to own your future. ALL YOUR MONEY IN ONE PLACE Link your accounts, cards, and investments in one secure dashboard. No more switching between five different apps to see where you stand. TALK WITH YOU MONEY Ask your personalized AI money mentor anything about your accounts and get insights in seconds! Whether you're looking for saving opportunities, building a home-buying plan, or wondering "Can I afford this?", you get instant, personalized financial guidance 24/7. MONEY TALK WE CAN UNDERSTAND - Interactive Budgets: Use our signature "interactive bubbles" to make budgeting feel less like a chore and more like a game. - Spending Tracker: See exactly where your money goes. Categorize your spending and find ways to save more every month. - Savings Goals: Set custom goals, track your contributions, and get a clear timeline of when you’ll cross the finish line. - SUMAVERSITY: Level up your financial game with ASU-accredited certifications. Learn everything from credit building to advanced investing. SECURE & PRIVATE Your security is our priority. We use bank-level encryption and we never sell your data. You are in total control, period. START YOUR FREE TRIAL Explore every premium feature and start managing your money. After your trial, choose the membership plan that fits your life. Stop wondering where your money went. Start showing it where to go. Terms and conditions: https://sumawealth.com/terms https://sumawealth.com/privacy-policy

About

Moola Invest

This app simplifies investing in stocks, ETFs, and cryptocurrencies with AI-powered guidance. Start with as little as $5 and benefit from data-driven recommendations, commission-free trading, and interest on cash balances. It also offers retirement accounts and educational resources.

Highlights
  • Trade stocks, ETFs, and crypto
  • AI-driven investment recommendations
  • Invest with as little as $5
  • No trading commissions
  • Earn 3.75% interest on cash
  • FDIC insured funds
  • Traditional and Roth IRAs
Features
Read full description

Buy and sell stocks, ETFs, and S&P 500 Index Funds with Moola—the AI-driven investment copilot designed to make building wealth simple, accessible, and stress-free, starting with as little as $5. • Trade Stocks, ETFs & Index Funds • For Personal & Retirement Accounts • AI-Driven Investing Backed by Data • No Trading Commissions or Hidden Fees • Earn 3.75% Interest on Cash Balances • FDIC Insured Up to $1 Million • Get Free Life Insurance [ INVEST WITH AS LITTLE AS $5 ] • Start your investing journey with just $5—buy and sell stocks, ETFs, Bitcoin ETF's and other 50+ crypto tokens directly in the app, with no trading commissions or minimum balance required. [ INVEST SMARTER, NOT HARDER ] • Let the Moola Meter guide your investments with AI-powered "Buy" and "Sell" recommendations, analyzing 52+ factors for confident, data-driven decisions. [ RESULTS YOU CAN TRUST ] • Moola’s AI-driven algorithm, backtested across decades of market data, shows $10,000 invested in 2010 could have grown to $118,402.77 today.* [ RETIREMENT MADE EASY ] • Open a Traditional or Roth IRA with ease, set personalized retirement goals, automate contributions, and watch your future take shape with clear progress tracking. [ FLEXIBLE FUNDING & WITHDRAWAL OPTIONS ] • Add funds your way with one-time, weekly, or monthly contributions, and access your money anytime without penalties. [ EARN 3.75% INTEREST ] • Earn 3.75% interest on your cash balance while enjoying both Moola and FDIC insurance that protects your funds up to $1,000,000. [ TRANSPARENT PRICING ] • Pay just 0.05% of your account balance per month—no hidden fees, no surprises, just straightforward costs everyone can understand. [ GROW YOUR WEALTH WITH MOOLA MATCH ] • Moola Match provides free life insurance up to $1,000 and adds a 10% match on balances over $10,000. [ TRACK INVESTMENTS ] • Stay on top of your investments with a dashboard that translates complex data into easy-to-read insights anyone can understand. [ REAL-TIME BUY & SELL ALERTS ] • Stay ahead of the market with customizable alerts that help you seize investment opportunities the moment they arise. [ LEARN AS YOU INVEST ] • Access video-based lessons to master investing basics and advanced strategies. Moola’s mission is to bring tools traditionally reserved for the wealthy to everyday people like you and me, empowering you to invest smarter and achieve your financial goals, whether you’re just starting out or leveling up your portfolio.

Screenshots

SUMA Wealth4 screens
Moola Invest4 screens

Verdict

The call

SUMA Wealth and Moola Invest both sit at 4.5 stars, but that hides the real split: 88% of SUMA Wealth's written reviews are positive against 41% of Moola Invest's. SUMA Wealth also leads on ads (none vs shown). Moola Invest's advantage is in-app purchases (none vs 3) and ratings volume (157 vs 18). On price, rating, update cadence and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUMA Wealth sells 3 in-app purchases, starting at $8.99 per month. Moola Invest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Moola Invest holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Moola Invest has 157 ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 88% of SUMA Wealth's written reviews are positive against 41% of Moola Invest's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SUMA Wealth ships an update fortnightly, Moola Invest every 2 weeks. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
SUMA Wealth versus Moola Invest: the parameters behind the verdict, then further details
ParameterSUMA WealthMoola Invest
PriceFreeFree
Rating4.5 (18 ratings)4.7 (157 ratings) — better
Positive reviews88.0% of reviews — better41.2% of reviews
Number of ratings18157 — better
Update frequencyFortnightly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size84 MB82 MB
Age rating12+4+
DeveloperSUMA Inc.Moola Copilot LLC

Customer experience

SUMA Wealth

All ratings18 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews25 reviews
Positive88.0%
Neutral4.0%
Negative8.0%

Moola Invest

All ratings150 ratings
Positive90.7%
Neutral3.3%
Negative6.0%
Written reviews17 reviews
Positive41.2%
Neutral5.9%
Negative52.9%

In-app purchases

3 purchases

SUMA Wealth

Subscriptions3
  • SUMA+$8.991 Month
  • Monthly PRO Plan$9.991 Month
  • Annual PRO Plan$99.001 Year
None

Moola Invest

No in-app purchases

Questions

Is SUMA Wealth free?
SUMA Wealth is free to download, with in-app purchases available.
Is Moola Invest free?
Moola Invest is free to download, with no in-app purchases.
Which has better reviews, SUMA Wealth or Moola Invest?
Moola Invest is rated higher. SUMA Wealth averages 4.5 out of 5 from 18 ratings, while Moola Invest averages 4.7 from 157 ratings.
Do SUMA Wealth or Moola Invest have ads?
Moola Invest shows ads; SUMA Wealth does not.
Which is updated more often, SUMA Wealth or Moola Invest?
SUMA Wealth ships an update fortnightly, and Moola Invest every 2 weeks. Most recently, SUMA Wealth was updated on September 18, 2026 and Moola Invest on September 22, 2026.

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