PNC EarnedIt vs USHG Digital Wallet

Don’t wait for your earned pay any longer. If your employer is offering PNC EarnedIt, powered by DailyPay, you can transfer a portion of your unpaid earnings to an eligible bank account, debit card, prepaid card, or pay card. Transfer fees apply. Enrollment required. How PNC EarnedIt Works: ● Your available balance builds as you work throughout the week. ● View your available balance and withdraw money in the app (fees apply when making a transfer). ● Depending on your choice, you’ll receive your money in minutes (including weekends and holidays, 24/7/365) or on the next business day. ● Receive your remaining pay on payday, for no additional cost Benefits & Features: ● Access your available balance when you need it. Transfer a portion of your earnings to an eligible bank account, debit card, prepaid card, or pay card. ● Get insights into your available balance. ● Receive notifications of changes to your balance (Third party message and data rates may apply). Safe & Secure: PNC EarnedIt’s infrastructure is maintained by an experienced security and engineering team and uses 256-bit level encryption. Note: PNC EarnedIt powered by DailyPay is an employer-provided benefit. Ask your employer about PNC EarnedIt today!

USHG Digital Wallet, powered by Branch, is a digital bank account and debit card* that allows you to enjoy swift access and flexible ways to save, spend, and manage your money. USHG Digital Wallet Features: • Speedy digital payments by opting into daily access to your earnings** • Potential to unlock offers at a variety of participating merchants to accumulate cash-back rewards • Access to a flexible digital bank account* with no minimum balance, credit check, or overdraft fees Disclosures: *Banking services are provided by Evolve Bank & Trust, Member FDIC. USHG Digital Wallet, powered by Branch, is a Mastercard debit card and account issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted. **Qualifying employees who opt into the USHG Digital Wallet program will receive 51% of their tip payouts automatically in their USHG Digital Wallet account as soon as they are available. Qualifying employees will be able to advance up to 51% of their earnings from shifts for which they are not eligible for tips, up to a maximum of $1,000 per pay period, through the On-Demand Pay feature in the USHG Digital Wallet. Eligibility for access to earnings before payday can be impacted by certain voluntary or involuntary payroll deductions. Employees are not eligible for early access to earnings if less than 51% of earnings are available for deposit after giving effect to applicable deductions. When opting into the USHG Digital Wallet program, employees agree to have certain tip and non-tip earnings disbursed through deposit in the USHG Digital Wallet.