Paid Keeper vs PNC EarnedIt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paid Keeper
Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.
- Instant pay access
- Early wage withdrawal
- On-demand income
- Eliminate payday wait
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Can't wait to get paid? Why wait? Get paid instantly, early, and whenever you need it most! Use the Keeper app!
PNC EarnedIt
Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.
- Access earned wages before payday
- Transfer funds to bank account or card
- Instant or next-day fund delivery
- View available balance
- Receive balance change notifications
- Secure encryption
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Don’t wait for your earned pay any longer. If your employer is offering PNC EarnedIt, powered by DailyPay, you can transfer a portion of your unpaid earnings to an eligible bank account, debit card, prepaid card, or pay card. Transfer fees apply. Enrollment required. How PNC EarnedIt Works: ● Your available balance builds as you work throughout the week. ● View your available balance and withdraw money in the app (fees apply when making a transfer). ● Depending on your choice, you’ll receive your money in minutes (including weekends and holidays, 24/7/365) or on the next business day. ● Receive your remaining pay on payday, for no additional cost Benefits & Features: ● Access your available balance when you need it. Transfer a portion of your earnings to an eligible bank account, debit card, prepaid card, or pay card. ● Get insights into your available balance. ● Receive notifications of changes to your balance (Third party message and data rates may apply). Safe & Secure: PNC EarnedIt’s infrastructure is maintained by an experienced security and engineering team and uses 256-bit level encryption. Note: PNC EarnedIt powered by DailyPay is an employer-provided benefit. Ask your employer about PNC EarnedIt today!
Screenshots
Verdict
The clearest difference is monetization model: Paid Keeper at free against PNC EarnedIt's free with in-app purchases. PNC EarnedIt's advantage is device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Paid Keeper against 4.8 for PNC EarnedIt. Both are backed by a comparable volume of ratings — 6.7K and 6.4K respectively. Written reviews are what separate them: 30% of Paid Keeper's written reviews are positive against 27% of PNC EarnedIt's.
Paid Keeper ships an update every 2 weeks, PNC EarnedIt every 3 weeks. Both last shipped on November 7, 2026.
| Parameter | Paid Keeper | PNC EarnedIt |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.7K ratings) | 4.8 (6.4K ratings) — better |
| Positive reviews | 29.9% of reviews — better | 27.1% of reviews |
| Number of ratings | 6.7K — better | 6.4K |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 92 MB | 113 MB |
| Age rating | 4+ | 4+ |
| Developer | Paid Keeper Inc. | Daily Pay Inc. |
Customer experience
Paid Keeper
PNC EarnedIt
User reviews
Paid Keeper
From 6.7K App Store ratingsWhat we love
- 🚀 Instant access to earnings
- 👍 Convenient and easy to use
- 💰 Helpful for financial emergencies
Room to improve
- 🐛 Frequent technical issues
- 💸 High fees for cash-outs
- 🔒 Difficulty linking bank accounts
- 🤖 Poor customer service
PNC EarnedIt
From 6.4K App Store ratingsWhat we love
- 🙏 Helpful when needed
- 💰 Allows early access to earnings
- 👍 Convenient for managing finances
Room to improve
- 🐛 App often glitches or freezes
- ⏱️ Delayed updates and transfers
- 💸 Charges fees for accessing own money
- 🤔 Unclear policies and communication
Bugs and requests
Paid Keeper
Reported bugs
3 issues- App crashes or freezes
- Account balances not updating correctly
- Cash-out requests failing without explanation
Requested features
3 requests- Increase cash-out limit
- Improve account linking process
- Provide better communication on app updates and downtime
PNC EarnedIt
Reported bugs
3 issues- Login issues and inability to access account
- Incorrect or missing transaction history
- Unexpected deductions from paychecks
Requested features
3 requests- Improve reliability and consistency of daily pay feature
- Provide more transparency around fees and policies
- Enhance customer support responsiveness
In-app purchases
Paid Keeper
No in-app purchases
PNC EarnedIt
No in-app purchases
Questions
Is Paid Keeper free?
Is PNC EarnedIt free?
Which has better reviews, Paid Keeper or PNC EarnedIt?
Do Paid Keeper or PNC EarnedIt have ads?
Which is updated more often, Paid Keeper or PNC EarnedIt?
Other comparisons
