Comparison

Plastiq vs Mesh Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plastiq

This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.

Highlights
  • Pay bills on-the-go
  • Schedule future payments
  • Repeat vendor payments
  • Access documentation
  • Real-time payables visibility
  • Cash flow decision making
Features
Read full description

The Plastiq app gives businesses a simple, secure way to create, view and pay bills from anywhere. Make smart cash flow decisions and keep your business running even when you’re out of office. Manage payables from anywhere and ensure revenue-dependent payments reach their destination on time with Plastiq Pay. Pay bills on–the-go - Pay a bill with 1 tap - Schedule a payment for a future date - Repeat a vendor payment with a tap - Access important documentation instantly - Stay informed with complete visibility into your payables - Make smart cash flow decisions in real time

About

Mesh Payments

Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.

Highlights
  • On-the-go spend management
  • Receipt uploading via photo
  • Card balance checks
  • New card requests
  • Automated approval flows
  • Real-time spend insights
  • ERP transaction syncing
Features
Read full description

Meet Mesh, the all-in-one spend management platform that simplifies company payments. From travel to office supplies, vendor payments, and miscellaneous expenses, Mesh has you covered with easy spend solutions for your whole team. From requesting new cards to easy approval flows, Mesh’s mobile app can help you manage your spend on-the-go, from wherever you are. - Upload your receipts in seconds by snapping a photo - Manage your spend and check the balance of your cards - Request a new card and simplify expense approvals with automatic request routing and instant notifications - Manage your physical Plug & Pay™ card - Get real-time spend insights and reporting - Simplify reconciliation by syncing every transaction seamlessly with your ERP Learn more at meshpayments.com

Screenshots

Plastiq4 screens
Mesh Payments4 screens

Verdict

The call

Plastiq and Mesh Payments both sit at 3.7 stars, but that hides the real split: 44% of Plastiq's written reviews are positive against 22% of Mesh Payments's. Plastiq also leads on update cadence (every 5 weeks vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.7 for Plastiq against 3.7 for Mesh Payments. Both are backed by a comparable volume of ratings — 85 and 29 respectively. Written reviews are what separate them: 44% of Plastiq's written reviews are positive against 22% of Mesh Payments's.

UpkeepUpdate frequency

Plastiq ships an update every 5 weeks, Mesh Payments every 5 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
Plastiq versus Mesh Payments: the parameters behind the verdict, then further details
ParameterPlastiqMesh Payments
PriceFreeFree
Rating3.7 (85 ratings) — better3.7 (29 ratings)
Positive reviews43.6% of reviews — better22.2% of reviews
Number of ratings85 — better29
Update frequencyEvery 5 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size54 MB13 MB
Age rating4+4+
DeveloperPlastiq, Inc.Mesh Technologies Ltd.

Customer experience

Plastiq

All ratings79 ratings
Positive68.4%
Neutral3.8%
Negative27.8%
Written reviews39 reviews
Positive43.6%
Neutral2.6%
Negative53.8%

Mesh Payments

All ratings24 ratings
Positive66.7%
Neutral4.2%
Negative29.2%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

Bugs and requests

Plastiq

Reported bugs

14 issues
  • App does not work well, shows error on login
  • App does not make scheduled payments
  • App canceled payments without reason
  • App processing time is 5 business days, then fails
  • App payment not received by mortgage company
Show 9 more
  • No way to contact customer service through the app
  • Live agent chat box shows 'agent not available'
  • Customer service number is a voicemail
  • App verification code is longer than allowed
  • App does not allow creation of new accounts
  • App not recognizing connected banks
  • App shows a red required button preventing payment submission
  • App is inconsistent with check deposit status
  • App requires invoice upload unnecessarily

Requested features

2 requests
  • Add dashboard overview of account
  • Make app auto-rotate for iPad use

Mesh Payments

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Plastiq

No in-app purchases

None

Mesh Payments

No in-app purchases

Questions

Is Plastiq free?
Plastiq is free to download, with no in-app purchases.
Is Mesh Payments free?
Mesh Payments is free to download, with no in-app purchases.
Which has better reviews, Plastiq or Mesh Payments?
Plastiq is rated higher. Plastiq averages 3.7 out of 5 from 85 ratings, while Mesh Payments averages 3.7 from 29 ratings.
Do Plastiq or Mesh Payments have ads?
Neither Plastiq nor Mesh Payments shows ads.
Which is updated more often, Plastiq or Mesh Payments?
Plastiq ships an update every 5 weeks, and Mesh Payments every 5 months. Most recently, Plastiq was updated on October 24, 2026 and Mesh Payments on October 21, 2026.

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