daba finance vs Kowo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
daba finance
Invest in a variety of assets including stocks, bonds, IPOs, managed funds, and venture capital. Build wealth across Africa with this comprehensive investment platform.
- Invest in stocks
- Invest in bonds
- Invest in IPOs
- Invest in managed funds
- Invest in venture capital
- Build wealth in Africa
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Build Wealth in Africa. Invest in Stocks, Bonds, IPOs, Managed Funds and Venture Capital. For more details: https://dabafinance.com/terms-of-use
Kowo
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KOWO est une plateforme de finance communautaire qui aide les particuliers, associations et communautés à organiser leurs contributions collectives de manière simple, transparente et sécurisée. Crée ou rejoins des cycles d’épargne, participe à des projets collectifs, suis les contributions de ton groupe et retrouve toutes les informations importantes depuis une interface moderne pensée pour le mobile. FONCTIONNALITÉS PRINCIPALES • Création de cycles d’épargne communautaires • Gestion des contributions et cotisations • Demandes d’adhésion avec validation par les administrateurs • Clubs d’investissement communautaires • Projets collectifs avec suivi de la participation • Journal d’activité et historique des opérations • Notifications en temps réel • Profil sécurisé (PIN et biométrie) • Simulation de marché sans argent réel • Interface disponible en français et en anglais La partie Marché est exclusivement destinée à la simulation et à l’apprentissage. Aucun achat ou investissement financier réel n’est réalisé depuis cette fonctionnalité. KOWO ne remplace ni un établissement bancaire, ni un prestataire de services de paiement, ni un conseiller financier. Les services financiers réglementés sont progressivement intégrés avec des partenaires agréés lorsque les conditions réglementaires le permettent. Notre ambition est de devenir la plateforme de référence pour la finance communautaire en Afrique et auprès de sa diaspora, tout en restant ouverte à toutes les communautés souhaitant mieux organiser leur épargne et leurs projets collectifs.
Screenshots
Verdict
The clearest difference is in-app purchases: Kowo at none against daba finance's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. daba finance sells 3 in-app purchases, starting at $29.99 per 3 months. Kowo asks for nothing beyond the download.
daba finance ships an update every 2 weeks, Kowo fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | daba finance | Kowo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (90 ratings) — better | — |
| Positive reviews | 61.3% of reviews | — |
| Number of ratings | 90 — better | — |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 90 MB | 49 MB |
| Age rating | 17+ | 4+ |
| Developer | daba | YandaTech |
Bugs and requests
daba finance
Reported bugs
39 issues- Application closes by itself
- Cannot make any actions without paying
- Withdrawal impossible
- Money is blocked
- Application is slow and not intuitive
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- Pages take too long to load
- Payment system not automated or reliable
- Cannot deposit funds correctly via PayPal
- Card payments bug
- Deposit operation stuck for 3 weeks
- Withdrawal of $39 with $15 fee is impossible
- Cannot withdraw more than 25000 CFA at once
- Application inaccessible for over two weeks
- Cannot create a new account
- App is inaccessible
- Deposit not credited to Daba account or bank account
- Customer service not responding
- Application bugs
- Assistance not operational
- Impossible to invest
- Balance can sometimes go to zero when choosing a stock
- Pre-filled email not belonging to the user on login page
- Purchases are deferred, not at market price
- WhatsApp support is slow and pushes for subscriptions
- Application crashes without reason
- Application blocked for over 2 months
- Application does not open after last update
- Cannot receive phone verification code
- Cannot receive confirmation code
- KYC process takes over a week
- Mobile money payment is very slow
- Wave payment finalization not working
- Error message when completing profile: Schema hasn't been registered for model "User"
- App stopped working after update
- Cannot update banking information
- Cannot see and modify banking information
- High fees for deposit, placing order, selling stock, and withdrawal
- Deposit of funds takes over a week to be credited
- Purchases are deferred, not at market price
Requested features
11 requests- Integrate crypto recharges
- Improve customer support responsiveness
- Offer tutorials for app usage
- Add MTN Mobile Money and Airtel Mobile Money for Congo
- Allow larger withdrawal amounts
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- Implement fixed fees for deposits and withdrawals instead of percentages
- Add dark mode
- Improve automation of transactions
- Deploy more servers in different regions
- Allow users to update banking information
- Fix schema registration for user profiles
Kowo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
daba finance
- Daba Pro$29.993 Months
- Daba Pro$44.996 Months
- Daba Pro$79.991 Year
Kowo
No in-app purchases









