Fundlater vs Mist
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Fundlater
This app offers a low-cost savings plan to help users build wealth. It allows for investment diversification and aims to provide access to larger sums from the start.
- Low-cost savings plan
- Investment diversification
- Build wealth
- Larger amount from day one
- Overcome saving hurdles
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A low-cost savings plan designed to overcome some of the hurdles of saving. Fundlater Lets you diversify your investment and seek to build wealth with a larger amount than you put down from day one.
Mist
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Mist is a comprehensive mobile app designed to empower international students as they βMove, Settle & Liveβ in their new country. With Mist, you can easily manage essential aspects of your student life, including International payments, SIM plans, International Student Identity Cards (ISIC), and Overseas Student Health Cover (OSHC). Stay connected with a reliable SIM plan tailored to your needs. Choose from a variety of options and get your SIM card delivered to your home before departure. With Mist, you can enjoy immediate access to communication and data services, keeping you connected with friends, family, and your new community. Make International payments. Easily pay your university or school fees and tuition with Mist powered by one of Indiaβs leading online payment providers. Overseas Health Cover (OSHC). Get peace of mind while in Australia and get comprehensive health insurance for you and any family members accompanying you. Choose from a range of options from Australiaβs leading health funds to make sure you get the best cover for you so you can focus on your new life in Australia stress-free. With its user-friendly interface and secure features, Mist simplifies the administrative tasks involved in studying abroad, allowing you to focus on what truly matters β your education and personal growth. Join the Mist community and experience the convenience and empowerment of managing your finances, SIM plans, identity cards, and health cover all in one place.
Screenshots
Verdict
The clearest difference is iOS requirement: Fundlater at 12.4 against Mist's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | Fundlater | Mist |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | β |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 12.4 β better | 15.1 |
| Further details β not scored | ||
| Size | 28 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | InvestSMART | Mist Financial Pty Ltd |
In-app purchases
Fundlater
No in-app purchases
Mist
No in-app purchases







