Comparison

Fundlater vs Mist

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Fundlater

This app offers a low-cost savings plan to help users build wealth. It allows for investment diversification and aims to provide access to larger sums from the start.

Highlights
  • Low-cost savings plan
  • Investment diversification
  • Build wealth
  • Larger amount from day one
  • Overcome saving hurdles
Features
Read full description

A low-cost savings plan designed to overcome some of the hurdles of saving. Fundlater Lets you diversify your investment and seek to build wealth with a larger amount than you put down from day one.

About

Mist

Features
Read full description

Mist is a comprehensive mobile app designed to empower international students as they β€œMove, Settle & Live” in their new country. With Mist, you can easily manage essential aspects of your student life, including International payments, SIM plans, International Student Identity Cards (ISIC), and Overseas Student Health Cover (OSHC). Stay connected with a reliable SIM plan tailored to your needs. Choose from a variety of options and get your SIM card delivered to your home before departure. With Mist, you can enjoy immediate access to communication and data services, keeping you connected with friends, family, and your new community. Make International payments. Easily pay your university or school fees and tuition with Mist powered by one of India’s leading online payment providers. Overseas Health Cover (OSHC). Get peace of mind while in Australia and get comprehensive health insurance for you and any family members accompanying you. Choose from a range of options from Australia’s leading health funds to make sure you get the best cover for you so you can focus on your new life in Australia stress-free. With its user-friendly interface and secure features, Mist simplifies the administrative tasks involved in studying abroad, allowing you to focus on what truly matters – your education and personal growth. Join the Mist community and experience the convenience and empowerment of managing your finances, SIM plans, identity cards, and health cover all in one place.

Screenshots

Fundlater4 screens
Mist4 screens

Verdict

The call

The clearest difference is iOS requirement: Fundlater at 12.4 against Mist's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 3, 2026.

Scorecard1 real difference Β· 7 level
Fundlater versus Mist: the parameters behind the verdict, then further details
ParameterFundlaterMist
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedβ€”
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.4 β€” better15.1
Further details β€” not scored
Size28 MB72 MB
Age rating4+4+
DeveloperInvestSMARTMist Financial Pty Ltd

In-app purchases

None

Fundlater

No in-app purchases

None

Mist

No in-app purchases

Questions

Is Fundlater free?
Fundlater is free to download, with no in-app purchases.
Is Mist free?
Mist is free to download, with no in-app purchases.
Do Fundlater or Mist have ads?
Neither Fundlater nor Mist shows ads.
Which is updated more often, Fundlater or Mist?
Fundlater ships an update every 3 weeks, and Mist every 3 weeks. Most recently, Fundlater was updated on November 3, 2026 and Mist on November 3, 2026.

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