Smartcash PSB vs 101TEXT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smartcash PSB
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts
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The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.
101TEXT
This app allows you to manage your contacts and use a professional business phone number for all your communications. Streamline messaging, save time, and enhance productivity without sharing your personal number.
- Contact syncing with Google, Outlook, and local contacts
- Dedicated professional business phone number
- Streamlined messaging for business
- Enhanced productivity
- Seamless integration
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Keep all your contacts synced seamlessly with the app by integrating it with Google, Outlook, or your local contacts. With 101TEXT, you'll no longer need to give out your personal cell phone number for business communications. Instead, you can use your professional business phone number to communicate with your customers, colleagues, and partners more efficiently and with greater ease. Start improving your communication today by downloading our app and taking advantage of its robust features. With 101TEXT, you can streamline your messaging, save time, and enhance your productivity!
Screenshots
Verdict
The clearest difference is rating: 101TEXT at 5.0 against Smartcash PSB's 3.9. 101TEXT also leads on iOS requirement (8.0 vs 15.0). Smartcash PSB's advantage is ratings volume (2K vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
101TEXT holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Smartcash PSB has 2K ratings behind it against 4, so its average is the more settled of the two.
| Parameter | Smartcash PSB | 101TEXT |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (2K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 43.2% of reviews | — |
| Number of ratings | 2K — better | 4 |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 131 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Airtel Africa | 101VOICE |
Customer experience
Smartcash PSB
101TEXT
Bugs and requests
Smartcash PSB
Reported bugs
5 issues- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations
Requested features
5 requests- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability
101TEXT
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smartcash PSB
No in-app purchases
101TEXT
No in-app purchases








