Comparison

Smartcash PSB vs 101TEXT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smartcash PSB

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Highlights
  • Instant money transfers
  • Mobile and data recharge
  • Utility and bill payments
  • Merchant scan and pay
  • Multi-account management
  • Secure sign-in and transactions
  • Favorite transaction shortcuts
Features
Read full description

The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.

About

101TEXT

This app allows you to manage your contacts and use a professional business phone number for all your communications. Streamline messaging, save time, and enhance productivity without sharing your personal number.

Highlights
  • Contact syncing with Google, Outlook, and local contacts
  • Dedicated professional business phone number
  • Streamlined messaging for business
  • Enhanced productivity
  • Seamless integration
Features
Read full description

Keep all your contacts synced seamlessly with the app by integrating it with Google, Outlook, or your local contacts. With 101TEXT, you'll no longer need to give out your personal cell phone number for business communications. Instead, you can use your professional business phone number to communicate with your customers, colleagues, and partners more efficiently and with greater ease. Start improving your communication today by downloading our app and taking advantage of its robust features. With 101TEXT, you can streamline your messaging, save time, and enhance your productivity!

Screenshots

Smartcash PSB3 screens
101TEXT4 screens

Verdict

The call

The clearest difference is rating: 101TEXT at 5.0 against Smartcash PSB's 3.9. 101TEXT also leads on iOS requirement (8.0 vs 15.0). Smartcash PSB's advantage is ratings volume (2K vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

101TEXT holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Smartcash PSB has 2K ratings behind it against 4, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
Smartcash PSB versus 101TEXT: the parameters behind the verdict, then further details
ParameterSmartcash PSB101TEXT
PriceFreeFree
Rating3.9 (2K ratings)5.0 (4 ratings) — better
Positive reviews43.2% of reviews—
Number of ratings2K — better4
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.08.0 — better
Further details — not scored
Size131 MB36 MB
Age rating4+4+
DeveloperAirtel Africa101VOICE

Customer experience

Smartcash PSB

All ratings1,990 ratings
Positive68.9%
Neutral8.1%
Negative23.0%
Written reviews280 reviews
Positive43.2%
Neutral6.4%
Negative50.4%

101TEXT

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Smartcash PSB

Reported bugs

5 issues
  • Inability to register or login
  • Delayed or failed money transfers
  • Deducted funds not reflected in account balance
  • Unexplained account lockouts
  • Unreliable data bundle activations

Requested features

5 requests
  • Dark mode option
  • Biometric login support
  • Improved transaction history and dispute resolution
  • Reduced data bundle pricing
  • Better network coverage and stability

101TEXT

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Smartcash PSB

No in-app purchases

None

101TEXT

No in-app purchases

Questions

Is Smartcash PSB free?
Smartcash PSB is free to download, with no in-app purchases.
Is 101TEXT free?
101TEXT is free to download, with no in-app purchases.
Which has better reviews, Smartcash PSB or 101TEXT?
101TEXT is rated higher. Smartcash PSB averages 3.9 out of 5 from 2K ratings, while 101TEXT averages 5.0 from 4 ratings.
Do Smartcash PSB or 101TEXT have ads?
Neither Smartcash PSB nor 101TEXT shows ads.

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