Smartcash PSB vs 247data
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smartcash PSB
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts
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The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.
247data
This utility app simplifies phone management for iOS users. It allows for easy airtime and data top-ups, as well as bill payments for services like electricity and cable. Manage your phone essentials conveniently and avoid service interruptions.
- Airtime top-up
- Data top-up
- Bill payment
- Phone management
- iOS compatible
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247Data: Your Easy iOS App for Managing Your Phone 247Data is a helpful app for your iPhone. It helps you with your phone stuff. With 247Data, you can: Airtime to up: Put more time on your phone whenever you need it. Data top up: Stay online and watch videos or surf the web easily. Pay your bills: Pay your bills for things like electricity or cable with just a few taps. 247Data makes managing your phone simple. Download it now from the App Store and make phone stuff easy. Never worry about running out of phone time or missing a bill again. Get 247Data today!
Screenshots
Verdict
The clearest difference is ratings volume: Smartcash PSB at 2K against 247data's 12. 247data's advantage is iOS requirement (11.0 vs 15.0). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.9 for Smartcash PSB against 4.0 for 247data. That said, the two scores are not equally well evidenced: Smartcash PSB has 2K ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 43% of Smartcash PSB's written reviews are positive against 50% of 247data's.
Smartcash PSB ships an update every 3 weeks, 247data every 2 weeks. The most recent releases landed on September 23, 2026 and June 10, 2026 respectively.
| Parameter | Smartcash PSB | 247data |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (2K ratings) | 4.0 (12 ratings) — better |
| Positive reviews | 43.2% of reviews | 50.0% of reviews — better |
| Number of ratings | 2K — better | 12 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 131 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | Airtel Africa | MSORG DEVELOPERS LTD |
Customer experience
Smartcash PSB
247data
Bugs and requests
Smartcash PSB
Reported bugs
5 issues- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations
Requested features
5 requests- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability
247data
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smartcash PSB
No in-app purchases
247data
No in-app purchases
