Smartcash PSB vs IDTrust
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smartcash PSB
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts
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The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.
IDTrust
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IDTrust's Identity Wallet is a secure, user-friendly app that allows you to manage your digital identity and credentials. Built on Hedera and self-sovereign identity technology, it empowers you to control your personal data, authenticate with services, and manage verifiable credentials—all from your mobile device. Features include secure credential storage, privacy-centric authentication, and seamless integration with web3 and enterprise applications.
Screenshots
Verdict
Smartcash PSB and IDTrust are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smartcash PSB ships an update every 3 weeks, IDTrust every 2 weeks. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | Smartcash PSB | IDTrust |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (2.1K ratings) — better | — |
| Positive reviews | 43.6% of reviews | — |
| Number of ratings | 2.1K — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 161 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Airtel Africa | The Hashgraph Group AG |
Bugs and requests
Smartcash PSB
Reported bugs
5 issues- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations
Requested features
5 requests- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability
IDTrust
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smartcash PSB
No in-app purchases
IDTrust
No in-app purchases
