Smartcash PSB vs Umarbojo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smartcash PSB
This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.
- Instant money transfers
- Mobile and data recharge
- Utility and bill payments
- Merchant scan and pay
- Multi-account management
- Secure sign-in and transactions
- Favorite transaction shortcuts
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The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.
Umarbojo
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Umarbojo — Your Smart Bills & Recharge App Simplify your daily payments with one fast, reliable, and easy-to-use iOS app: Umarbojo helps you manage essential mobile and utility services in one place — from airtime to data subscriptions, electricity bills, and cable TV payments. Stay Connected Anytime: airtime instantly for all major networks whenever you need it. Power Your Digital Life: Choose from flexible data plans designed for browsing, streaming, business, social media, and everyday internet use. Settle Bills Without Stress: Quickly settle electricity and cable TV subscriptions with a smooth and secure payment experience. Everything in One App: No more switching between multiple apps to recharge, subscribe, or manage bills. Umarbojo keeps everything organized in one convenient platform. Umarbojo — Recharge, Pay Bills, and Stay Connected with Ease.
Screenshots
Verdict
The clearest difference is iOS requirement: Umarbojo at 12.0 against Smartcash PSB's 15.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Smartcash PSB | Umarbojo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (2.1K ratings) — better | — |
| Positive reviews | 43.4% of reviews | — |
| Number of ratings | 2.1K — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 161 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Airtel Africa | Pheebz-Dev Technology |
Bugs and requests
Smartcash PSB
Reported bugs
5 issues- Inability to register or login
- Delayed or failed money transfers
- Deducted funds not reflected in account balance
- Unexplained account lockouts
- Unreliable data bundle activations
Requested features
5 requests- Dark mode option
- Biometric login support
- Improved transaction history and dispute resolution
- Reduced data bundle pricing
- Better network coverage and stability
Umarbojo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Smartcash PSB
No in-app purchases
Umarbojo
No in-app purchases
