Comparison

loanDepot Mobile vs PayUp Splits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

loanDepot Mobile

Manage your mortgage payments, view loan balances, and access important documents securely. Set up autopay, track payment history, and go paperless with convenient alerts and statement access.

Highlights
  • Make and schedule mortgage payments
  • Set up automatic payments
  • View payment history and status
  • Track loan balances and escrow
  • Access loan documents and statements
  • Manage linked bank accounts
  • Configure account alerts
Features
Read full description

MAKE PAYMENTS AND SET UP AUTOPAY* • Make fast, easy and secure payments with just a few taps • Schedule automated payments for on-time payments • Check payment history and status of pending payments • Securely manage payment bank accounts KEEP TRACK OF YOUR LOAN • Easily view your account standing • Access your loan documents • Monitor your principal and escrow balances • View interest and total amounts due • Link multiple loans, if necessary GO PAPERLESS • Access statements and documents through the app • Configure alerts for important account notifications *AUTOPAY is not available on HELOC loans. Disclaimer: Equal Housing Opportunity, loanDepot.com, LLC. All rights reserved. NMLS ID# 174457 (http://www.nmlsconsumeraccess.org). For more licensing information, please visit loanDepot.com/licensing. For privacy information, please visit loandepot.com/privacypolicy. For terms of use information, please visit loandepot.com/termsofuse

About

PayUp Splits

Features
Read full description

PayUp helps friends split shared expenses without the awkward math. Scan a receipt, review the extracted items, choose who participated, and split the bill the way your group actually needs: equally, unequally, by shares, or by item. PayUp tracks who paid, who owes what, and which settlements have been recorded. Features: • Scan receipts and turn them into itemized splits • Split bills equally, unequally, by shares, or by item • Add friends and manage shared expense records • Track balances across dinners, trips, groceries, and group expenses • Record settlements when someone pays another person back • View activity for new splits, edits, invitations, and settlements • Use multiple currencies including USD, EUR, GBP, CAD, AUD, INR, and JPY PayUp is an informal shared ledger for expenses and settlements. It does not move money, process payments, provide banking services, or act as a payment processor.

Screenshots

loanDepot Mobile4 screens
PayUp Splits4 screens

Verdict

The call

The clearest difference is update cadence: loanDepot Mobile at every 3 weeks against PayUp Splits's every 6 weeks. loanDepot Mobile also leads on iOS requirement (15.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

loanDepot Mobile ships an update every 3 weeks, PayUp Splits every 6 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
loanDepot Mobile versus PayUp Splits: the parameters behind the verdict, then further details
ParameterloanDepot MobilePayUp Splits
PriceFreeFree
Rating4.9 (4.8K ratings) — better—
Positive reviews70.8% of reviews—
Number of ratings4.8K — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better26.2
Further details — not scored
Size41 MB35 MB
Age rating4+4+
DeveloperloanDepot.com, LLCRudra Das

Bugs and requests

loanDepot Mobile

Reported bugs

3 issues
  • App constantly freezes when trying to make payments
  • App doesn't recognize login credentials
  • Unable to link loan account to the app

Requested features

4 requests
  • Allow principal-only payments to be queued
  • Bring more website functions to the app
  • Add ability to see current property value
  • Implement auto-pay and bi-weekly payment options

PayUp Splits

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

loanDepot Mobile

No in-app purchases

None

PayUp Splits

No in-app purchases

Questions

Is loanDepot Mobile free?
loanDepot Mobile is free to download, with no in-app purchases.
Is PayUp Splits free?
PayUp Splits is free to download, with no in-app purchases.
Do loanDepot Mobile or PayUp Splits have ads?
Neither loanDepot Mobile nor PayUp Splits shows ads.
Which is updated more often, loanDepot Mobile or PayUp Splits?
loanDepot Mobile ships an update every 3 weeks, and PayUp Splits every 6 weeks. Most recently, loanDepot Mobile was updated on October 24, 2026 and PayUp Splits on October 10, 2026.

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