Comparison

MFCentral Mutual Fund App vs Smart Plus.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MFCentral Mutual Fund App

This app serves as India's first unified platform for managing all your mutual fund investments. It allows you to view your portfolio across all folios and initiate service requests for non-demat holdings. Access statements, track status, and manage your investments conveniently from one place.

Highlights
  • Unified portfolio view (SoA & Demat)
  • Initiate service requests
  • Track investment status
  • Consolidated account statements
  • Manage nominee details
  • Update bank and tax information
Features
Read full description

Introducing India’s First All-in-one Investment Management Platform to Transform the Mutual Fund Industry MFCentral is the investor services hub conceived by CAMS & KFintech powering a new era of collaboration by providing convenience to transact across all folios of an investor with unparalleled user experience. MFCentral is introduced as a unified platform for all your Mutual Fund related needs. This is a Mutual Fund Industry initiative to minimize the need to visit multiple industry players to access your portfolio, statements, Service Requests and investments. KEY FEATURES MFCentral will cover all your Mutual Fund Folios having the same PAN/PEKRN and Registered Mobile Number. Portfolio coverage will be offered across all such Folios in Demat or Non-Demat forms. However, Service Requests are currently restricted to only your Non-Demat Holdings that are originated using MFU (Mutual Funds Utility). Managing your service requests can’t get any simpler! My Portfolio - Fund house wise & Asset class wise details (SoA & DEMAT holdings) Service Requests: Change of IDCW Option Change/Update Email Address Change Regsitered Mobile Number Consoldiation of Folios Correction of erroneous data captured in Folio Change of Banj Account Details Multiple Bank Mandate Registration Update Nominee Details Update Bank IFSC Change of Tax Status (Resident Indian / Non-Resident Indian) Transmission Request FATCA/CRS Declaration Status Modification from Minor to Major Update Form 15 G/H Details Track Status Unclaimed Payouts Consolidated Account Statements Your personal and investment data currently resides with the Registrar and Transfer Agents (RTA) and is absolutely safe with them. MFCentral is a collaborative effort that only populates the data as available in the RTA system. All such sensitive information is as secure as they were before MFCentral. A very limited log-in credentials related information is stored in MFCentral in a highly secured environment.

About

Smart Plus.

Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.

Highlights
  • Real-time stock quotes
  • Equity, Commodity, Currency, F&O trading
  • Online fund transfers
  • Expert research and analysis
  • Mobile trading on the go
Features
Read full description

Smart Plus is an app from STEEL CITY for buying and selling of stocks. STEEL CITY brings the stock market to your mobile phone through this easy-to-use app, with lots of interesting add-ons and convenient features that you will absolutely love. You will get addicted before you know it! * Get Real-Time Stock Quotes and Updates * Trade and track in Equity, Commodity, Currency, and F&O Transfer funds online STEEL CITY Smart Plus app is a unique online trading application, which offers stockbroking services with the added benefits of expert research and analysis. This app brings all the benefits of STEEL CITY to your mobile phone so you can trade conveniently on the go, anytime. Steel City Securities Ltd. SEBI Registration No. : INZ000223538 Member Codes: NSE: 08061 | BSE: 456 | MCX: 56645 | NCDEX: 01293 | MSEI: 14500

Screenshots

MFCentral Mutual Fund App4 screens
Smart Plus.4 screens

Verdict

The call

The clearest difference is rating: Smart Plus. at 5.0 against MFCentral Mutual Fund App's 2.4. Smart Plus. also leads on update cadence (every 3 months vs every 29 months) and iOS requirement (15.6 vs 17.6). MFCentral Mutual Fund App's advantage is ratings volume (9 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Smart Plus. holds the better App Store score, 5.0 against 2.4. Both are backed by a comparable volume of ratings — 9 and 2 respectively.

UpkeepUpdate frequency

MFCentral Mutual Fund App ships an update every 29 months, Smart Plus. every 3 months. The most recent releases landed on October 30, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
MFCentral Mutual Fund App versus Smart Plus.: the parameters behind the verdict, then further details
ParameterMFCentral Mutual Fund AppSmart Plus.
PriceFreeFree
Rating2.4 (9 ratings)5.0 (2 ratings) — better
Positive reviews31.1% of reviews—
Number of ratings9 — better2
Update frequencyEvery 29 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 — better
Further details — not scored
Size14 MB92 MB
Age rating4+4+
DeveloperKFIN TECHNOLOGIES LIMITEDSteel City Securities Limited

Customer experience

MFCentral Mutual Fund App

All ratings9 ratings
Positive33.3%
Neutral11.1%
Negative55.6%
Written reviews61 reviews
Positive31.1%
Neutral24.6%
Negative44.3%

Smart Plus.

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MFCentral Mutual Fund App

No in-app purchases

None

Smart Plus.

No in-app purchases

Questions

Is MFCentral Mutual Fund App free?
MFCentral Mutual Fund App is free to download, with no in-app purchases.
Is Smart Plus. free?
Smart Plus. is free to download, with no in-app purchases.
Which has better reviews, MFCentral Mutual Fund App or Smart Plus.?
Smart Plus. is rated higher. MFCentral Mutual Fund App averages 2.4 out of 5 from 9 ratings, while Smart Plus. averages 5.0 from 2 ratings.
Do MFCentral Mutual Fund App or Smart Plus. have ads?
Neither MFCentral Mutual Fund App nor Smart Plus. shows ads.
Which is updated more often, MFCentral Mutual Fund App or Smart Plus.?
MFCentral Mutual Fund App ships an update every 29 months, and Smart Plus. every 3 months. Most recently, MFCentral Mutual Fund App was updated on October 30, 2026 and Smart Plus. on October 19, 2026.

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