Smart Plus. vs LIC Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Plus.
Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.
- Real-time stock quotes
- Equity, Commodity, Currency, F&O trading
- Online fund transfers
- Expert research and analysis
- Mobile trading on the go
Read full descriptionHide full description
Smart Plus is an app from STEEL CITY for buying and selling of stocks. STEEL CITY brings the stock market to your mobile phone through this easy-to-use app, with lots of interesting add-ons and convenient features that you will absolutely love. You will get addicted before you know it! * Get Real-Time Stock Quotes and Updates * Trade and track in Equity, Commodity, Currency, and F&O Transfer funds online STEEL CITY Smart Plus app is a unique online trading application, which offers stockbroking services with the added benefits of expert research and analysis. This app brings all the benefits of STEEL CITY to your mobile phone so you can trade conveniently on the go, anytime. Steel City Securities Ltd. SEBI Registration No. : INZ000223538 Member Codes: NSE: 08061 | BSE: 456 | MCX: 56645 | NCDEX: 01293 | MSEI: 14500
LIC Digital
Access comprehensive information about life insurance products and portal services. Features include product details, plan brochures, premium calculation, benefit illustrations, and an office locator.
- Product information
- Plan brochure downloads
- Premium calculator
- Benefit illustration
- Apply for policy
- Office locator
Read full descriptionHide full description
"OFFICIAL IOS APP FROM LIFE INSURANCE CORPORATION OF INDIA" This app is developed for LIC’s esteemed customers. Now all information about LIC products & portal services are at your fingertips. Options for viewing Product information, downloading Plan brochures of LIC, Premium calculator, Benefit illustration, Apply for Policy, LIC Office Locator, etc.
Screenshots
Verdict
The clearest difference is ratings volume: LIC Digital at 1.6K against Smart Plus.'s 2. Smart Plus.'s advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Plus. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LIC Digital has 1.6K ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 15, 2026 and September 24, 2026 respectively.
| Parameter | Smart Plus. | LIC Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (1.6K ratings) |
| Positive reviews | — | 15.9% of reviews |
| Number of ratings | 2 | 1.6K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 87 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | Steel City Securities Limited | Life Insurance Corporation of India |
Customer experience
Smart Plus.
LIC Digital
Bugs and requests
Smart Plus.
Not enough reviews yet to summarise bugs or requests.
LIC Digital
Reported bugs
3 issues- App redirects to App Store to install NRI version when already installed
- Date input field not working properly
- Inability to proceed with online claims and payments
Requested features
4 requests- Improve app stability and performance
- Make the app more user-friendly and intuitive
- Enhance functionality for international users
- Provide better customer support
In-app purchases
Smart Plus.
No in-app purchases
LIC Digital
No in-app purchases
Questions
Is Smart Plus. free?
Is LIC Digital free?
Which has better reviews, Smart Plus. or LIC Digital?
Do Smart Plus. or LIC Digital have ads?
Which is updated more often, Smart Plus. or LIC Digital?
Other comparisons
