Comparison

QPoint App vs Neocash Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QPoint App

Features
Read full description

Profit as you help Businesses own a POS in Nigeria 8 out of 10 businesses in Nigeria don’t have a POS device. This means these businesses are excluded from access to financial technology to take their business to the next level. To solve this problem is why we created QPoint App. With your money, we can buy a POS device for a business that needs it. And with the transactions the merchant is doing, you can become profitable. POS Insurance When you buy a POS, We ensure it with anInsurance for a year. Personal dashboard In the QPoint app, we give you instant access to merchant transactions, insight into the performance of your POS device such as performance of how your POS is doing, real-time transaction, see commission and total volume of transaction on your POS Smart Wallet Fund or withdraw from your wallet. We give a simple record to track your wallet activities. Instant Settlement We do instant settlements on our platform as the transaction is ongoing on the merchant’s location. We understand the importance of having access to your funds. RoI Calculator The ROI calculator helps you calculate how much you will make before you invest or buy a POS device.

About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

Screenshots

QPoint App4 screens
Neocash Mobile4 screens

Verdict

The call

The clearest difference is iOS requirement: QPoint App at 10.0 against Neocash Mobile's 15.6. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
QPoint App versus Neocash Mobile: the parameters behind the verdict, then further details
ParameterQPoint AppNeocash Mobile
PriceFreeFree
Rating—3.7 (6 ratings) — better
Positive reviews—14.3% of reviews
Number of ratings—6 — better
Update frequency—Every 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS10.0 — better15.6
Further details — not scored
Size33 MB159 MB
Age rating17+17+
DeveloperQ-TechnologiesShephard Trust Bank

In-app purchases

None

QPoint App

No in-app purchases

None

Neocash Mobile

No in-app purchases

Questions

Is QPoint App free?
QPoint App is free to download, with no in-app purchases.
Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Do QPoint App or Neocash Mobile have ads?
Neither QPoint App nor Neocash Mobile shows ads.

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