QPoint App vs Neocash Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QPoint App
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Profit as you help Businesses own a POS in Nigeria 8 out of 10 businesses in Nigeria don’t have a POS device. This means these businesses are excluded from access to financial technology to take their business to the next level. To solve this problem is why we created QPoint App. With your money, we can buy a POS device for a business that needs it. And with the transactions the merchant is doing, you can become profitable. POS Insurance When you buy a POS, We ensure it with anInsurance for a year. Personal dashboard In the QPoint app, we give you instant access to merchant transactions, insight into the performance of your POS device such as performance of how your POS is doing, real-time transaction, see commission and total volume of transaction on your POS Smart Wallet Fund or withdraw from your wallet. We give a simple record to track your wallet activities. Instant Settlement We do instant settlements on our platform as the transaction is ongoing on the merchant’s location. We understand the importance of having access to your funds. RoI Calculator The ROI calculator helps you calculate how much you will make before you invest or buy a POS device.
Neocash Mobile
This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.
- Loan amounts from ₦5,000 to ₦5,000,000
- Flexible repayment periods
- Fast loan approval and disbursement
- No collateral or guarantor needed
- Secure and reliable loan service
- Human-touch digital banking
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LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR
Screenshots
Verdict
The clearest difference is iOS requirement: QPoint App at 10.0 against Neocash Mobile's 15.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | QPoint App | Neocash Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.7 (6 ratings) — better |
| Positive reviews | — | 14.3% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 33 MB | 159 MB |
| Age rating | 17+ | 17+ |
| Developer | Q-Technologies | Shephard Trust Bank |
In-app purchases
QPoint App
No in-app purchases
Neocash Mobile
No in-app purchases








