Comparison

1Wallet vs WiseWallets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1Wallet

Read full description

■ Main features: - Point list that you can directly edit. - List and sort points by amount and expiration date. - Automatically highlight points that will expire within two weeks. - Automatic visualization of daily total point amount.

About

WiseWallets

Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.

Highlights
  • Iron-clad transaction encryption
  • Auto-magic transaction imports
  • Personalized budgeting adventures
  • Custom themes and icons
  • Regular updates and support
Features
Read full description

WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions

Screenshots

1Wallet4 screens
WiseWallets4 screens

Verdict

The call

The clearest difference is in-app purchases: 1Wallet at none against WiseWallets's 2. 1Wallet also leads on iOS requirement (12.0 vs 15.0). WiseWallets's advantage is update cadence (every 2 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WiseWallets sells 2 in-app purchases, starting at $12.99 per month. 1Wallet asks for nothing beyond the download.

UpkeepUpdate frequency

1Wallet ships an update every 2 months, WiseWallets every 2 days. The most recent releases landed on September 29, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
1Wallet versus WiseWallets: the parameters behind the verdict, then further details
Parameter1WalletWiseWallets
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size28 MB24 MB
Age rating4+4+
DeveloperTakayuki KawaiAustin Hunter

In-app purchases

None

1Wallet

No in-app purchases

2 purchases

WiseWallets

Subscriptions2
  • Premium Monthly7 Days trial$12.991 Month
  • Premium Yearly7 Days trial$69.991 Year

Questions

Is 1Wallet free?
1Wallet is free to download, with no in-app purchases.
Is WiseWallets free?
WiseWallets is free to download, with in-app purchases available.
Do 1Wallet or WiseWallets have ads?
Neither 1Wallet nor WiseWallets shows ads.
Which is updated more often, 1Wallet or WiseWallets?
1Wallet ships an update every 2 months, and WiseWallets every 2 days. Most recently, 1Wallet was updated on September 29, 2026 and WiseWallets on October 13, 2026.

Other comparisons