PennyTree vs PathwayWealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PennyTree
This financial app offers a range of services including bank transfers, bill payments, and personal savings vaults with high annual returns. It also provides business banking solutions for merchants, enabling easy payment reception, invoice generation, and real-time bank statements. Additionally, users can invest in brands through a crowdfunding platform.
- Personal savings vaults with high APY
- Bank transfers and bill payments
- Business banking with payment reception
- Invoice and receipt generation
- Crowdfunding investment platform
- Real-time bank statements
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PennyTree is a neo-bank that provides financial services in the most convenient way. You now have access to individual services like bank transfers, bill payments, and personal vaults for savings, where you can earn up to 27% per annum. With the Merchant Services offering, you can open a business banking account with a click of a button, receive payments from clients and vendors, generate invoices and receipts, download a stamped bank statement in real time, and transfer up to NGN5 million daily. What more? We have introduced our Crowdfunding Platform, where you can invest in your favorite brands from as low as NGN5,000 and earn a competitive return on investment.
PathwayWealth
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Build your wealth with the PathwayWealth mobile app. You get direct access to trusted investment options, all from your phone. Whether you're just starting or already investing, you can manage everything in one place. Key Features: - Create and activate your account in minutes using OTP verification. - Complete your KYC by uploading ID, proof of address, and bank details. - Fund your wallet through your assigned NUBAN account. - Browse mutual funds and fixed income products. - Invest using your wallet balance and request withdrawals when needed. - Receive real-time updates on your transactions and account activity.
Screenshots
Verdict
The clearest difference is iOS requirement: PennyTree at 14.0 against PathwayWealth's 16.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PennyTree | PathwayWealth |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (9 ratings) — better | — |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.1 |
| Further details — not scored | ||
| Size | 138 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | PennyTree Business Limited | Pathway Asset Management Limited |
In-app purchases
PennyTree
No in-app purchases
PathwayWealth
No in-app purchases
