Debbie vs Paycheck Mapper

Reach your money goals and earn rewards. Debbie is the first money app that rewards you for paying off credit card balances, building savings, reducing debt, and improving your financial habits. Track your money, stay on budget, and earn rewards as you make progress toward financial freedom. At the core of Debbie is a psychology-based money program designed to help you understand your relationship with money, build better habits, track your financial progress, and earn rewards for reaching important milestones. Whether you’re focused on paying off debt, growing savings, improving your credit score, or managing bills, Debbie helps keep you motivated every step of the way. FEATURES Earn Cash Rewards Get rewarded for completing money challenges, paying down debt, building savings, and reaching financial goals. Track Your Money Progress Connect your accounts to track savings, debt balances, credit card payments, and financial milestones in one place. Stay on Top of Bills Build healthy habits around paying bills on time, managing debt, and staying consistent with your financial goals. Personalized Money Goals Set and complete personalized savings, debt payoff, and budgeting goals based on your unique financial situation. Quick Wins Complete simple money challenges, like checking your account balance, reviewing your budget, or monitoring your credit score. Pathway Take short personal finance courses designed to help you understand your money mindset, spending habits, and long-term financial behavior. The app is 100% free and sponsored by our partner financial institutions, primarily community-based credit unions committed to helping people improve their financial lives. HOW IT WORKS Download Debbie and complete your onboarding quiz We’ll learn about your financial goals, money habits, debt, savings, and spending patterns to personalize your experience. Accept your sponsor partner Debbie is free thanks to our sponsor partners. You’ll have the option to open a free checking or savings account, though you can begin using Debbie without opening a new account. Connect your accounts Securely connect your credit cards, loans, savings accounts, and other financial accounts to track progress toward your money goals. All data is encrypted and never sold. Start your personalized money program Learn practical personal finance skills, improve your money mindset, and build habits that support long-term financial success. Reach your goals and earn rewards Complete savings goals, debt payoff goals, budgeting challenges, and educational activities to earn points and celebrate your financial progress. Unlock lower rates and refinancing opportunities* As you progress through Debbie, gain access to tools that may help you reduce interest costs and save money on debt. FREQUENTLY ASKED QUESTIONS How much does Debbie cost? Debbie is completely free. How does Debbie make money? Our financial institution partners sponsor the platform and may compensate us when users choose products that fit their financial needs. How can Debbie help me save money? Debbie helps you build better financial habits, stay on budget, pay bills on time, reduce debt, increase savings, and avoid costly financial mistakes. Does Debbie really work? Debbie users pay off debt faster, save more money, and stay more engaged with their financial goals compared to typical consumers. Do you have a referral program? Yes. Eligible users can earn rewards for referring friends. Terms and conditions apply. DISCLOSURES Not a guarantee of approval. Debbie does not directly extend credit. Credit checks will not impact your credit score. Terms and conditions apply.

Make room for what matters. Paycheck Mapper helps you plan around your paydays, keep track of bills, and understand where your money goes. Add your own amounts and dates—no bank connection is needed. PLAN YOUR MONTH • See bills and paydays together on a calendar. • Add income from work, a second job, or other sources. • Set up repeating bills so you can plan ahead. • See how much is left after planned bills and recorded purchases. KEEP TRACK OF BILLS AND SPENDING • Mark bills paid and see what still needs to be paid. • Record purchases and organize them by category. • Review bill totals, overdue amounts, and changes from month to month. • Look ahead with cash flow estimates based on the details you enter. EXPLORE PREMIUM TOOLS • Scan a receipt to help enter purchases. • Explore bill dates that fit your paydays. • Compare paying off the highest-interest debt first with paying off the smallest balance first. • See estimated interest, time to pay off debt, and the estimated final payoff month. Everyday bills, income, calendar, spending, and basic cash flow features stay free. Premium tools require trial or Premium access. YOU STAY IN CONTROL Paycheck Mapper is a planning tool. It does not connect to your bank, move money, or pay bills for you. Estimates depend on the information you enter and may differ from actual results. Questions? Visit paycheckmapper.com/support.html. Privacy policy: paycheckmapper.com/privacy.html PREMIUM SUBSCRIPTIONS Premium is available as a monthly or yearly subscription through Apple In-App Purchase. Payment is charged to your Apple Account when you confirm your purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/